UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest reported) March 18, 2005 --------------- American River Bankshares ------------------------------------------------------ (Exact name of registrant as specified in its charter) California 0-31525 68-0352144 ---------------------------- ------------ ------------------ (State or other jurisdiction (Commission (IRS Employer Of incorporation) File Number) Identification No.) 1545 River Park Drive, Suite 107, Sacramento, California 95815 -------------------------------------------------------- --------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (916) 565-6100 ------------------ Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Solicitation material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Page 1 of Page 5 The Index to Exhibits is on Page 3 Item 8.01: Other Events Registrant issued a press release March 18, 2005 announcing title changes for Douglas E. Tow and Kevin B. Bender. The foregoing description is qualified by reference to the press release attached here to as Exhibit 99.1. Item 9.01. Financial Statements and Exhibits. (c) Exhibits (99.1) Press release dated March 18, 2005 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN RIVER BANKSHARES /s/ MITCHELL A. DERENZO ----------------------------------------- March 18, 2005 Mitchell A. Derenzo, Chief Financial Officer Page 2 of Page 5 INDEX TO EXHIBITS Exhibit No. Description Page ----------- ----------- ---- 99.1 Press release of American River Bankshares 4 dated March 18, 2005 Page 3 of Page 5