UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: December 31, 2004 If amended report check here: Institutional Investment Manager Filing This Report: Name: St. Paul Travelers Companies, Inc. Address: 385 Washington Street St. Paul, MN 55102-1396 13F File Number: 28-62 The Institutional Investment Manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct, and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Bruce Backberg Title: Corporate Secretary Phone: (651) 310-7916 Signature, Place and Date of signing: /s/ Bruce Backberg, St. Paul, Minnesota, February 14, 2005 Report Type (Check only one.): [X] 13F HOLDINGS REPORT [ ] 13F NOTICE [ ] 13F COMBINATION REPORT List of Other Managers Reporting for this Manager: I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934. FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 Form 13F Information Table Entry Total: 40 Form 13F Information Table Value Total: 2,877,287 List of Other Included Managers: No. 13F Filing Number Name 01 28-29 ST. PAUL FIRE AND MARINE INSURANCE COMPANY FORM 13F INFORMATION TABLE TITLE OF NAME OF ISSUER CLASS CUSIP VALUE SHARES SH/ (X$1000) PRN/AMT PRN ABBEY NATL PLC PFD PREF 002920809 866 32,000 SH BLACKROCK INVT QULTY MUN TR COMM 09247D105 3,427 231,900 SH BLACKROCK MUN TARGET TRM TR COMM 09247M105 288 27,500 SH CITIGROUP INVST CORP LOAN FD COMM 17307C107 18,693 1,333,334 SH CRIIMI MAE PFD B CONV$25 PREF 226603207 114 4,300 SH DOBSON COMMUNICATIONS CORP COMM 256069105 410 238,140 SH DYAX CORP COMM 26746E103 2 255 SH EMMIS COMMS CORP SER A PREF 291525202 134 2,900 SH (R) FEDERAL NATIONAL MORTGAGE COMM 313586109 7 101 SH FORD MOTOR CO CAP TR II 6.50% PREF 345395206 1,071 30,000 SH GEN MOTORS CORP 6.25 PREF 370442717 1,972 83,000 SH GEN MOTORS CORP 5.25 PREF 370442733 650 29,600 SH GENVEC INC COMM 37246C109 374 229,380 SH HAYES LEMMERZ INTL INC COMM 420781304 3 308 SH IMPAX LABORATORIES INC COMM 45256B101 1,763 111,000 SH INSURED MUN INCOME FD COMM 45809F104 1,158 87,100 SH MEDIWARE INFORMATION SYSTEMS COMM 584946107 1,473 116,110 SH MUNIENHANCED FUND COMM 626243109 1,037 95,600 SH MUNIVEST FUND COMM 626295109 1,784 188,600 SH MUNIYIELD INSURED FD INC MUT FD COMM 62630E107 636 44,800 SH MUNIYIELD QUALITY FD II INC COMM 62630T104 2,224 180,400 SH NATL WESTMINSTER BK PLC SER C PREF 638539882 15,008 575,000 SH NUVEEN INVESTMENTS INC COMM 67090F106 2,263 81,510 SH NUVEEN INVESTMENTS INC COMM 67090F106 342,151 12,325,800 SH NUVEEN INVESTMENTS INC COMM 67090F106 2,407,647 60,999,414 SH NUVEEN QUAL INCM MUN FD INC COMM 670977107 1,050 74,300 SH OMNICARE CAP TR I 4.0% PREF 68214L201 1,403 50,700 SH ON2 TECHNOLOGIES INC COMM 68338A107 71 111,950 SH PHASE FORWARD INC COMM 71721R406 2,203 269,589 SH ROYAL BK OF SCOTLAND PLC 8.0 PREF 780097861 2,139 83,700 SH ST PAUL TRAVELERS COMPANIES COMM 792860108 184 4,967 SH ST PAUL TRAVELERS COMPANIES COMM 792860108 29,567 797,600 SH SELECT COMFORT COMMON STOCK COMM 81616X103 819 44,994 SH SINCLAIR BROADCASTING GROUP PFD PREF 829226505 38 1,000 SH SPACEHAB INC COMM 846243103 334 157,000 SH (R) TRANSCEND SERVICES INC COMM 893929208 524 169,707 SH TRANSMONTAIGNE INC COMM 893934109 1,535 250,400 SH US RESTAURANT PPTYS SER A PREF 902971209 120 4,800 SH WESCO INTERNATIONAL COMM 95082P105 9,582 323,289 SH MAX RE CAPITAL LTD COMM G6052F103 22,564 1,058,833 SH NAME OF ISSUER PUT/ INVESTMT OTHER VOTING AUTHORITY CALL DSCRETN MANAGERS SOLE SHARED NONE ABBEY NATL PLC PFD SHARED 32,000 BLACKROCK INVT QULTY MUN TR SHARED 231,900 BLACKROCK MUN TARGET TRM TR SHARED 27,500 CITIGROUP INVST CORP LOAN FD SHARED 1,333,334 CRIIMI MAE PFD B CONV$25 SHARED 4,300 DOBSON COMMUNICATIONS CORP SHARED 238,140 DYAX CORP SHARED 255 EMMIS COMMS CORP SER A SHARED 2,900 (R) FEDERAL NATIONAL MORTGAGE SHARED 101 FORD MOTOR CO CAP TR II 6.50% SHARED 30,000 GEN MOTORS CORP 6.25 SHARED 83,000 GEN MOTORS CORP 5.25 SHARED 29,600 GENVEC INC SHARED 229,380 HAYES LEMMERZ INTL INC SHARED 308 IMPAX LABORATORIES INC SHARED 111,000 INSURED MUN INCOME FD SHARED 87,100 MEDIWARE INFORMATION SYSTEMS SHARED 116,110 MUNIENHANCED FUND SHARED 95,600 MUNIVEST FUND SHARED 188,600 MUNIYIELD INSURED FD INC MUT FD SHARED 44,800 MUNIYIELD QUALITY FD II INC SHARED 180,400 NATL WESTMINSTER BK PLC SER C SHARED 575,000 NUVEEN INVESTMENTS INC SHARED 81,510 NUVEEN INVESTMENTS INC SHARED 12,325,800 NUVEEN INVESTMENTS INC SOLE 60,999,414 NUVEEN QUAL INCM MUN FD INC SHARED 74,300 OMNICARE CAP TR I 4.0% SHARED 50,700 ON2 TECHNOLOGIES INC SHARED 111,950 PHASE FORWARD INC SHARED 269,589 ROYAL BK OF SCOTLAND PLC 8.0 SHARED 83,700 ST PAUL TRAVELERS COMPANIES SHARED 4,967 ST PAUL TRAVELERS COMPANIES SOLE 797,600 SELECT COMFORT COMMON STOCK SHARED 44,994 SINCLAIR BROADCASTING GROUP PFD SHARED 1,000 SPACEHAB INC SHARED 157,000 (R) TRANSCEND SERVICES INC SHARED 169,707 TRANSMONTAIGNE INC SHARED 250,400 US RESTAURANT PPTYS SER A SHARED 4,800 WESCO INTERNATIONAL SHARED 323,289 MAX RE CAPITAL LTD SHARED 1,058,833