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                     SECURITIES AND EXCHANGE COMMISSION

                           Washington, D.C. 20549

                                  FORM 8-K

                               CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF
                     THE SECURITIES EXCHANGE ACT OF 1934


                        Date of Report: July 24, 2003

                 REINSURANCE GROUP OF AMERICA, INCORPORATED
           (Exact Name of Registrant as Specified in its Charter)




                                                                           
                 MISSOURI                               1-11848                               43-1627032

      (State or other Jurisdiction of           (Commission File Number)         (IRS Employer Identification Number)
              Incorporation)


                        1370 TIMBERLAKE MANOR PARKWAY
                        CHESTERFIELD, MISSOURI 63017

                   (Address of Principal Executive Office)



                               (636) 736-7439

            (Registrant's telephone number, including area code)

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ITEM 7.   FINANCIAL STATEMENTS AND EXHIBITS

          (c) Exhibit 99.1       Press release dated July 24, 2003.


ITEM 9.   REGULATION FD DISCLOSURE

On July 24, 2003, Reinsurance Group of America, Incorporated issued a press
release announcing the Company's earnings for the three months ended June
30, 2003. A copy of this press release is furnished with this report as
Exhibit 99.1 to this Form 8-K and incorporated by reference herein. This
information, furnished under this "Item 9. Regulation FD Disclosure," is
intended to be furnished under "Item 12. Results of Operations and Financial
Condition" in accordance with SEC Release No. 33-8216.

The information in this Current Report on Form 8-K and the exhibit attached
hereto shall not be deemed to be "filed" for the purposes of Section 18 of
the Securities Exchange Act of 1934 (the "Exchange Act"), or otherwise
subject to the liabilities of such section, nor shall such information be
deemed incorporated by reference in any filing under the Securities Act of
1933 or the Exchange Act, except as shall be expressly set forth by specific
reference in such a filing.

                                  SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                               Reinsurance Group Of America, Incorporated

Date: July 24, 2003            By: /s/ Jack B. Lay
                                   --------------------------------------
                               Name:  Jack B. Lay
                               Title: Executive Vice President and
                                       Chief Financial Officer

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                                EXHIBIT INDEX


Exhibit No.       Description
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99.1              Press Release of Reinsurance Group of America, Incorporated
                  dated July 24, 2003.


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