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South
Carolina
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001-12669
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57-0799315
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(State
or other jurisdiction
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(Commission
File Number)
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(IRS
Employer
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of
incorporation)
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Identification
No.)
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520
Gervais Street
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||
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Columbia,
South Carolina
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29201-3046
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(Address
of principal executive offices)
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(Zip
Code)
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o
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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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o
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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o
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
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o
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
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(
c )
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Exhibits. | |
| The following exhibits have been furnish herewith: | ||
| 99.1 | Presentation materials distributed by SCBT Financial Corporation to certain investors on February 27, 2006. | |
| 99.2 | Performance graph from SNL Financial LC, Charlottesville, VA, for SCBT Financial Corporation. | |
| 99.3 |
Question
and Answer sheet from investor
presentations.
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|
|
Statements
included in this Current Report on Form 8-K (including information
incorporated by reference herein) which are not historical in nature
are
intended to be, and are hereby identified as, forward looking statements
for purposes of the safe harbor provided by Section 21E of the Securities
and Exchange Act of 1934, as amended. SCBT Financial Corporation
cautions
readers that forward-looking statements are subject to certain risks
and
uncertainties that could cause actual results to differ materially
from
forecasted results. Such risks and uncertainties, include, among
others,
the following possibilities: (1) Credit risk associated with an obligor’s
failure to meet the terms of any contract with the bank or otherwise
fail
to perform as agreed; (2) Interest risk involving the effect of a
change
in interest rates on both the bank’s earnings and the market value of the
portfolio equity; (3) Liquidity risk affecting the bank’s ability to
meet its obligations when they come due; (4) Price risk focusing
on
changes in market factors that may affect the value of traded instruments
in mark-to-market portfolios; (5) Transaction risk arising from problems
with service or product delivery; (6) Compliance risk involving risk
to
earnings or capital resulting from violations of or nonconformance
with
laws, rules, regulations, prescribed practices, or ethical standards;
(7)
Strategic risk resulting from adverse business decisions or improper
implementation of business decisions; (8) Reputation risk that adversely
effects earnings or capital arising from negative public opinion;
(9) Loss
of consumer confidence and economic disruptions resulting from terrorist
activities.
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| SCBT Financial Corporation | ||
| |
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|
| Date: February 27, 2006 | By: | /s/ Richard C. Mathis |
|
Richard C. Mathis |
||
| Executive Vice President and Chief Financial Officer | ||
| Exhibit No. | Description of Exhibit |
| 99.1 |
Presentation
material presented originally on February 27, 2006, and made available
on
the Company’s website on February 27, 2006.
|
| 99.2 |
Performance
graph from SNL Financial LC, Charlottesville, VA, for SCBT Financial
Corporation.
|
| 99.3 | Question and Answer sheet from investor presentations. |