SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: June 30, 2003
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager:
Name: United Fire & Casualty Company
Address: 118 Second Ave., S.E.
Cedar Rapids, IA 52407
Form 13F File Number: 28-6427
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of the Reporting Manager:
Name: Dianne M. Lyons
Title: Controller
Phone: 319-399-5723
Signature, Place and Date of Signing:
/s/ Dianne M. Lyons Cedar Rapids, IA 08-12-03
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 86
Form 13F Information Table Value Total: $113,227 (in thousands)
List of Other Included Managers: NONE
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHARES/ SH/ PUT/ INVSTMNT OTHER --VOTING AUTHORITY--
NAME OF ISSUER CLASS CUSIP (x $1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
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Abbott Laboratories Common 002824-10-0 6,564 150,000 Sole 150,000
Alderwoods Group Inc Common 014383-10-3 206 38,421 Sole 38,421
Alliant Energy Corporation Common 018802-10-8 2,325 122,200 Sole 122,200
Alliant Energy Common 018802-10-8 157 8,225 Defined 8,225
ALLTEL Corporation Common 020039-10-3 604 12,518 Sole 12,518
American Express Co Common 025816-10-9 342 8,175 Defined 8,175
American Strategic Inc Port II Common 030099-10-5 349 25,420 Sole 25,420
Anheuser-Busch Companies Inc Common 035229-10-3 204 4,000 Sole 4,000
Applied Materials Inc Common 038222-10-5 242 15,300 Defined 15,300
Automatic Data Processing Common 053015-10-3 173 5,100 Defined 5,100
BCE Inc Common 05534B-10-9 374 16,200 Sole 16,200
BRE Properties Inc Common 05564E-10-6 598 18,000 Sole 18,000
Bank of America Corporation Common 060505-10-4 4,742 60,000 Sole 60,000
Bank One Corporation Common 06423A-10-3 1,626 43,740 Sole 43,740
Bell South Corporation Common 079860-10-2 426 16,000 Sole 16,000
Bemis Company Inc Common 081437-10-5 407 8,700 Sole 8,700
Boeing Company Common 097023-10-5 1,201 35,000 Sole 35,000
CVS Corp Delaware Common 126650-10-0 198 7,050 Defined 7,050
Cardinal Health Inc. Common 14149Y-10-8 223 3,475 Defined 3,475
Cincinnati Financial Corp Common 172062-10-1 10,760 290,500 Sole 290,500
Citigroup Inc Common 172967-10-1 253 5,916 Defined 5,916
Cummins Inc Common 231021-10-6 701 19,545 Sole 19,545
DQE Inc Common 23329J-10-4 527 35,000 Sole 35,000
Dean Foods Company Common 242370-10-4 1,520 48,261 Sole 48,261
Del Monte Foods Co Common 24522P-10-3 178 20,097 Sole 20,097
Dow Chemical Company Common 260543-10-3 1,858 60,000 Sole 60,000
Duke Energy Corporation Common 264399-10-6 1,596 80,000 Sole 80,000
Emerson Electric Co Common 291011-10-4 322 6,300 Sole 6,300
Exxon Mobil Corporation Common 30231G-10-2 1,436 40,000 Sole 40,000
Exxon Mobil Corp Common 30231G-10-2 204 5,675 Defined 5,675
Fannie Mae Common 313586-10-9 226 3,350 Defined 3,350
Federal Signal Corporation Common 313855-10-8 1,315 74,864 Sole 74,864
Fidelity National Information
Solutions, Inc. Common 31620P-10-9 519 19,890 Sole 19,890
First Data Corp. Common 319963-10-4 257 6,200 Defined 6,200
Ford Motor Company Common 345370-86-0 110 10,000 Sole 10,000
Arthur J Gallagher & Co Common 363576-10-9 281 10,321 Sole 10,321
General Electric Company Common 369604-10-3 6,023 210,000 Sole 210,000
General Elec Co Common 369604-10-3 214 7,450 Defined 7,450
Greater Bay Bancorp Common 391648-10-2 401 20,000 Sole 20,000
H J Heinz Company Common 423074-10-3 1,484 45,000 Sole 45,000
Hewlett Packard Co Common 428236-10-3 306 14,349 Defined 14,349
Home Depot Inc Common 437076-10-2 225 6,800 Defined 6,800
Honeywell International Inc Common 438516-10-6 671 25,000 Sole 25,000
Honeywell International Inc Common 438516-10-6 277 10,318 Defined 10,318
Intel Corporation Common 458140-10-0 208 10,000 Sole 10,000
Intel Corp Common 458140-10-0 222 10,650 Defined 10,650
J P Morgan Chase & Co Common 46625h-10-0 234 6,850 Defined 6,850
Johnson & Johnson Common 478160-10-4 517 10,000 Sole 10,000
Johnson & Johnson Common 478160-10-4 305 5,900 Defined 5,900
King Pharmaceutical Common 495582-10-8 161 10,900 Defined 10,900
Merrill Lynch & Co Inc Common 590188-10-8 274 5,875 Defined 5,875
MetLife Inc Common 59156R-10-8 336 11,880 Sole 11,880
Motorola Inc Common 620076-10-9 566 60,000 Sole 60,000
Newell Rubbermaid Inc Common 651229-10-6 441 15,766 Sole 15,766
Nicor Inc Common 654086-10-7 1,113 30,000 Sole 30,000
NiSource Inc Common 65473P-10-5 108 5,700 Sole 5,700
Ohio Casualty Corporation Common 677240-10-3 132 10,000 Sole 10,000
Old Republic International Cor Common 680223-10-4 3,193 93,168 Sole 93,168
Penford Corporation Common 707051-10-8 223 20,000 Sole 20,000
Penwest Pharmaceuticals Co. Common 709754-10-5 731 30,000 Sole 30,000
PepsiCo Inc Common 713448-10-8 890 20,000 Sole 20,000
Pfizer Common 717081-10-3 200 5,850 Defined 5,850
Pioneer-Standard Electronics Common 723877-10-6 2,362 279,571 Sole 279,571
Procter & Gamble Company Common 742718-10-9 2,497 28,000 Sole 28,000
Progress Energy Inc Common 743263-10-5 840 19,131 Sole 19,131
QCR Holdings Inc Common 74727A-10-4 899 45,454 Sole 45,454
SBC Communications Inc Common 78387G-10-3 2,017 78,960 Sole 78,960
SBC Communications Inc Common 78387g-10-3 203 7,950 Defined 7,950
SAFECO Corporation Common 786429-10-0 1,643 46,550 Sole 46,550
Safeway Inc Common 786514-20-8 105 5,125 Defined 5,125
St Paul Companies Inc Common 792860-10-8 795 21,774 Sole 21,774
Schering-Plough Corporation Common 806605-10-1 186 10,000 Sole 10,000
Schering Plough Corp Common 806605-10-1 123 6,600 Defined 6,600
Shopko Stores Inc Common 824911-10-1 260 20,000 Sole 20,000
TXU Corporation Common 873168-10-8 674 30,000 Sole 30,000
Texas Instruments Common 882508-10-4 242 13,750 Defined 13,750
TPG NV Common 892339-10-2 68 4,034 Sole 4,034
U S Bancorp Common 902973-30-4 20,409 833,034 Sole 833,034
US Bancorp Common 902973-30-4 281 11,450 Defined 11,450
Vectren Corporation Common 92240G-10-1 668 26,658 Sole 26,658
Verizon Communications Inc Common 92343V-10-4 1,446 36,648 Sole 36,648
Wachovia Corporation Common 929903-10-2 1,199 30,008 Sole 30,008
Wells Fargo & Company Common 949746-10-1 5,906 117,176 Sole 117,176
Wintrust Financial Corporation Common 97650W-10-8 6,867 230,523 Sole 230,523
Wyeth Corp Common 983024-10-0 306 6,725 Defined 6,725
Xcel Energy, Inc. Common 98389B-10-0 752 50,000 Sole 50,000
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Report Summary 86 Data Records $113,227 0 other managers on whose behalf report is filed