UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: June 30, 2005
Check here if Amendment [ ]; Amendment Number:
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This Amendment (Check only one): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager:
Name: United Fire & Casualty Company
Address: 118 Second Ave., S.E.
Cedar Rapids, IA 52407
Form 13F File Number: 28-6427
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of the Reporting Manager:
Name: Dianne M. Lyons
Title: Controller
Phone: 319-399-5723
Signature, Place and Date of Signing:
/s/ Dianne M. Lyons Cedar Rapids, IA 07/19/2005
---------------------------------
Dianne M. Lyons
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 64
Form 13F Information Table Value Total: $150,880 (in thousands)
List of Other Included Managers: NONE
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHARES/ SH/ PUT/ INVSTMNT OTHER ---VOTING AUTHORITY---
NAME OF ISSUER CLASS CUSIP (x $1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
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Abbott Laboratories Common 002824100 7,842 160,000 SH Sole 160,000
Agilysys Inc Common 00847J105 4,987 317,666 SH Sole 317,666
Alderwoods Group Inc Common 014383103 551 38,421 SH Sole 38,421
Alliant Energy Corporation Common 018802108 3,440 122,200 SH Sole 122,200
ALLTEL Corporation Common 020039103 780 12,518 SH Sole 12,518
American Strategic Inc Port II Common 030099105 297 25,420 SH Sole 25,420
Anheuser-Busch Companies Inc Common 035229103 183 4,000 SH Sole 4,000
BCE Inc Common 05534B109 384 16,200 SH Sole 16,200
BRE Properties Inc Common 05564E106 753 18,000 SH Sole 18,000
Bank of America Corporation Common 060505104 6,385 140,000 SH Sole 140,000
Bell South Corporation Common 079860102 425 16,000 SH Sole 16,000
Bemis Company Inc Common 081437105 833 31,400 SH Sole 31,400
Boeing Company Common 097023105 2,310 35,000 SH Sole 35,000
Burlington Northern Santa Fe Common 12189T104 761 16,158 SH Sole 16,158
Burlington Resources Inc Common 122014103 770 13,944 SH Sole 13,944
Cincinnati Financial Corp Common 172062101 12,670 320,276 SH Sole 320,276
Cummins Inc Common 231021106 1,458 19,545 SH Sole 19,545
Dean Foods Company Common 242370104 1,701 48,261 SH Sole 48,261
Del Monte Foods Co Common 24522P103 216 20,097 SH Sole 20,097
Dow Chemical Company Common 260543103 2,672 60,000 SH Sole 60,000
Duke Energy Corporation Common 264399106 4,406 148,192 SH Sole 148,192
Duquesne Light Holdings Inc Common 266233105 1,214 65,000 SH Sole 65,000
Emerson Electric Co Common 291011104 395 6,300 SH Sole 6,300
Exxon Mobil Corporation Common 30231G102 2,299 40,000 SH Sole 40,000
Fidelity National Financial In Common 316326107 648 18,158 SH Sole 18,158
Arthur J Gallagher & Co Common 363576109 280 10,321 SH Sole 10,321
General Electric Company Common 369604103 7,277 210,000 SH Sole 210,000
Greater Bay Bancorp Common 391648102 527 20,000 SH Sole 20,000
H J Heinz Company Common 423074103 1,594 45,000 SH Sole 45,000
Honeywell International Inc Common 438516106 1,282 35,000 SH Sole 35,000
Hospira Inc Common 441060100 624 16,000 SH Sole 16,000
Intel Corporation Common 458140100 260 10,000 SH Sole 10,000
JPMorgan Chase & Co Common 46625H100 2,039 57,736 SH Sole 57,736
Johnson & Johnson Common 478160104 1,950 30,000 SH Sole 30,000
Keycorp Common 493267108 1,160 35,000 SH Sole 35,000
MCI Inc. Common 552691107 866 33,694 SH Sole 33,694
Newell Rubbermaid Inc Common 651229106 853 35,766 SH Sole 35,766
Nicor Inc Common 654086107 1,647 40,000 SH Sole 40,000
Ohio Casualty Corporation Common 677240103 242 10,000 SH Sole 10,000
Old Republic International Cor Common 680223104 4,546 179,752 SH Sole 179,752
Penwest Pharmaceuticals Co. Common 709754105 355 30,000 SH Sole 30,000
PepsiCo Inc Common 713448108 1,079 20,000 SH Sole 20,000
Pfizer Inc Common 717081103 827 30,000 SH Sole 30,000
Piper Jaffray Cos Common 724078100 253 8,329 SH Sole 8,329
Procter & Gamble Company Common 742718109 3,482 66,000 SH Sole 66,000
Progress Energy Inc Common 743263105 865 19,131 SH Sole 19,131
QCR Holdings Inc Common 74727A104 1,747 83,181 SH Sole 83,181
Royal Dutch Petroleum Company Common 780257804 1,947 30,000 SH Sole 30,000
SBC Communications Inc Common 78387G103 1,875 78,960 SH Sole 78,960
SAFECO Corporation Common 786429100 2,530 46,550 SH Sole 46,550
Schering-Plough Corporation Common 806605101 191 10,000 SH Sole 10,000
Sempra Energy Common 816851109 507 12,285 SH Sole 12,285
Shopko Stores Inc Common 824911101 486 20,000 SH Sole 20,000
TNT N V Common 87260W101 102 4,034 SH Sole 4,034
TXU Corporation Common 873168108 2,493 30,000 SH Sole 30,000
Terra Industries Inc. Common 880915103 597 87,670 SH Sole 87,670
U S Bancorp Common 902973304 23,529 805,784 SH Sole 805,784
Vectren Corporation Common 92240G101 766 26,658 SH Sole 26,658
Verizon Communications Inc Common 92343V104 1,266 36,648 SH Sole 36,648
Wachovia Corporation Common 929903102 1,488 30,008 SH Sole 30,008
Wells Fargo & Company Common 949746101 7,216 117,176 SH Sole 117,176
Wintrust Financial Corporation Common 97650W108 12,068 230,523 SH Sole 230,523
Xcel Energy, Inc. Common 98389B100 1,366 70,000 SH Sole 70,000
Montpelier Re Holdings Ltd Common G62185106 318 9,189 SH Sole 9,189
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Report Summary Data Records 64 150,880 0 other managers on whose behalf report is filed