Pricing Supplement No. 117 dated 03/06/2006

Prudential Financial InterNotes®, Due One Year or More from Date of Issue

Filed under Rule 424(b)(3), Registration Statement(s) No. 333-123240, 333-123240-01 and 333-123240-02

Pricing Supplement No. 117 - dated Monday, March 06, 2006 (to Prospectus dated March 21, 2005 and Prospectus Supplement dated April 29, 2005)

Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.

 

                             
CUSIP Number  

Aggregate Principal

Amount

 

Selling

Price

 

Gross

Concession

 

Net

Proceeds

 

Coupon

Type

 

Coupon

Rate

 

Coupon

Frequency

 

Maturity

Date

 

1st Coupon

Date

 

1st

Coupon

Amount

 

Survivor’s

Option

 

Product

Ranking

 

Moody’s

Rating

 

S & P

Rating

74432AMZ0

  $381,000.00   100.000%   0.625%   $378,618.75   FIXED   4.950%   SEMI-ANNUAL   03/15/2009   09/15/2006   $25.58   YES   Senior
Unsecured Notes
  A3   A

Redemption Information: Non-Callable

 

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Financial Services Inc., Wachovia Securities, LLC

 

74432ANA4

  $4,722,000.00   100.000%   2.500%   $4,603,950.00   FIXED   5.900%   SEMI-ANNUAL   03/15/2031   09/15/2006   $30.48   YES   Senior
Unsecured Notes
  A3   A

 

Redemption Information: Callable at 100.000% on 03/15/2011 and every interest payment date thereafter.

 

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Financial Services Inc., Wachovia Securities, LLC

 

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring 03/15/2011 and on every interest payment date thereafter at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

     
Prudential Financial, Inc.   

Trade Date: Monday, March 06, 2006 @ 12:00 PM ET

Settlement Date: Thursday, March 09, 2006

Minimum Denomination/Increments: $1,000.00/$1,000.00

Initial trades settle flat and clear SDFS: DTC Book Entry only

DTC Number 0235 via RBC Dain Rauscher Inc.

 

If the maturity date or an interest payment date for any note is not a business day (as defined in the prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date.

 

The Prudential Financial, Inc. InterNotes will be represented by a master global note in fully registered form, without coupons. The master global note will be deposited with, or on behalf of, DTC and registered in the name of a nominee of DTC, as depository, or another depository as may be named in a subsequent pricing supplement.

 

InterNotes® is a registered trademark of Incapital Holdings LLC. All Rights Reserved.

 

  

Prudential Financial, Inc.

$ 2,000,000,000 Prudential Financial

Retail Medium-Term Notes, including

Prudential Financial InterNotes®

Prospectus dated 21-Mar-05 and

Prospectus Supplement dated 29-

Apr-05