Ownership Submission
FORM 3
 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  RAMLO RANDY A.
 2. Date of Event Requiring Statement (Month/Day/Year)
02/25/2009		 3. Issuer Name and Ticker or Trading Symbol
UNITED FIRE & CASUALTY CO [UFCS]
(Last)
(First)
(Middle)
118 SECOND AVENUE SE, P.O. BOX 73909		 4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
President/CEO
 5. If Amendment, Date Original Filed(Month/Day/Year)
02/25/2009
(Street)

CEDAR RAPIDS, IA 52407-3909		 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)		 2. Amount of Securities Beneficially Owned
(Instr. 4)		 3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)		 4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 2,561
D
 
Common Stock 3,919 (1)
D
 
Common Stock 1,353
I
By Employee Stock Ownership Plan for self
Common Stock 350
I
By Spouse

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)		 2. Date Exercisable and Expiration Date
(Month/Day/Year)		 3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)		 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)		 6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (right to buy)   (2) 02/15/2012 Common Stock 2,000 $ 15.16 D  
Stock Option (right to buy)   (2) 02/21/2013 Common Stock 2,000 $ 15.85 D  
Stock Option (right to buy)   (3) 02/20/2014 Common Stock 4,000 $ 21.66 D  
Stock Option (right to buy)   (4) 02/18/2015 Common Stock 5,000 $ 32.39 D  
Stock Option (right to buy)   (5) 02/17/2016 Common Stock 10,000 $ 39.13 D  
Stock Option (right to buy)   (6) 02/16/2007 Common Stock 15,000 $ 35.23 D  
Stock Option (right to buy   (7) 05/21/2008 Common Stock 14,340 $ 33.43 D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
RAMLO RANDY A.
118 SECOND AVENUE SE
P.O. BOX 73909
CEDAR RAPIDS, IA 52407-3909		   X     President/CEO  

Signatures

/s/ Randy A. Ramlo by Dianne M. Lyons, Attorney-in-Fact 03/06/2009
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Represents restricted shares of common stock granted under Company's 2008 Stock Plan. Shares vest, subject to certain conditions, on 05/21/2013.
(2) 2,000 options currently exercisable.
(3) 3,200 options currently exercisable and 800 options become exercisable on 05/19/2009.
(4) 3,000 options currently exercisable and 2,000 options become exercisable in two equal installments of 1,000 options each on 02/18/2009 and 02/18/2010.
(5) 4,000 options currently exercisable and 6,000 options become exercisable in three equal installments of 2,000 options each on 02/17/2009, 02/17/2010 and 02/17/2011.
(6) 3,000 options currently exercisable and 12,000 options become exercisable in four equal installments of 3,000 options each on 02/16/2009, 02/16/2010, 02/16/2011 and 02/16/2012.
(7) 14,340 options become exercisable in five equal installments of 2,868 options each on 05/21/2009, 05/21/2010, 05/21/2011, 05/21/2012 and 05/21/2013.

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