UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


Date of report (Date of earliest event reported):  October 1, 2009
                                               ---------------------------------


                          Pre-Paid Legal Services, Inc.
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             (Exact Name of Registrant as Specified in Its Charter)


                                    Oklahoma
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                 (State or Other Jurisdiction of Incorporation)


                      001-09293                  73-1016728
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           (Commission File Number)     (IRS Employer Identification No.)


                   One Pre-Paid Way
                        Ada, OK                                74820
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       (Address of Principal Executive Offices)              (Zip Code)


                                 (580) 436-1234
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              (Registrant's Telephone Number, Including Area Code)


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          (Former Name or Former Address, if Changed Since Last Report)


     Check the  appropriate  box below if the Form 8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

     |_| Written  communications  pursuant to Rule 425 under the  Securities Act
(17 CFR 230.425)

     |_| Soliciting  material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)

     |_|  Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
Exchange Act (17 CFR 240.14d-2(b))

     |_|  Pre-commencement  communications  pursuant to Rule 13e-4(c)  under the
Exchange Act (17 CFR 240.13e-4(c))




Item 2.02 Results of Operations and Financial Condition
-------------------------------------------------------

     On October 1, 2009, Pre-Paid Legal Services,  Inc. (the "Company") issued a
press release  announcing our membership  production and recruiting  information
for the three months ended September 30, 2009. A copy of the release is included
as an exhibit to this report.


Item 9.01 Financial Statements and Exhibits
-------------------------------------------

         The following exhibits are included with this report:

   Exhibit No.                    Description
   -----------                    -----------
       99.1         Company Press Release dated October 1, 2009


                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                          Pre-Paid Legal Services, Inc.


                                   By: /s/ Randy Harp
                                   ---------------------------------------
                                           Randy Harp,
                                           Chief Operating Officer

Date:  October 2, 2009



For Immediate Release                              Company    Steve Williamson
Thursday, October 1, 2009                          Contact:      (580) 436-1234

               Pre-Paid Legal Services Announces 2009 3rd Quarter
                        Membership And Recruiting Results

ADA, OK, October 1, 2009 - Pre-Paid Legal Services,  Inc. (NYSE: PPD),  reported
new memberships  produced and new sales  associates  enrolled for the 2009 third
quarter. During the 3rd quarter of 2009, new sales associates enrolled increased
99.4% compared to the third quarter of 2008.  Memberships  produced increased by
20.7%  while new  membership  fees  written  increased  by 20.5% and our  active
membership base decreased 1.9% compared to the comparable period of the previous
year.


On a sequential  quarterly basis, new associates  enrolled increased 199.5%; new
memberships  produced  increased  43.2%,  new membership fees written  increased
41.8% and our active membership base increased by 39,684 memberships.



------------------------------------------------------------------------------- --------------------------------------------
                                                                                            Three Months Ended
                                                                                            ------------------
New Memberships:                                                                  9/30/2009      6/30/2009      9/30/2008
----------------                                                                 -----------   ------------   ------------
                                                                                                         
New legal service membership sales..........................................        166,377        118,050        137,227
New "stand-alone" IDT membership sales......................................          8,645          4,180          7,814
                                                                                 -----------   ------------   ------------
         Total new membership sales.........................................        175,022        122,230        145,041
                                                                                 -----------   ------------   ------------

New "add-on" IDT membership sales...........................................        112,653         78,009         95,762
Average Annual Membership fee...............................................        $325.60        $328.79        $326.14
Active Memberships:
Active legal service memberships at end of period...........................      1,455,492      1,419,092      1,488,259
Active "stand-alone" IDT memberships at end of period (see note below)......         90,063         86,779         87,634
                                                                                 -----------   ------------   ------------
         Total active memberships at end of period..........................      1,545,555      1,505,871      1,575,893
                                                                                 -----------   ------------   ------------

Active "add-on" IDT memberships at end of period (see note below)...........        710,795        670,769        681,118
New Sales Associates:
New sales associates recruited..............................................         75,398         25,172         37,820

Average enrollment fee paid by new sales associates.........................         $79.31        $120.98         $56.17
Average Membership fee in force:
Average Annual Membership fee...............................................        $302.86        $301.37        $301.40
Note - reflects 4,137 net transfers from "add-on" status to "stand-alone" status during the quarter
----------------------------------------------------------------------------------------------------------------------------


Our total active  membership fees in force decreased  approximately  1.5% during
the last twelve months.  Membership  persistency  rate (defined as the number of
memberships  in force at the end of a 12 month  period  as a  percentage  of the
total  of  memberships  in  force  at the  beginning  of such  period,  plus new
memberships  sold during such  period) was 72.6% for the 12 month  period  ended
September  30,  2009,  a decrease  from the 73.5% for the 12 month  period ended
September 30, 2008.

During the 2009 3rd quarter,  we returned  $761,758 to shareholders  through the
repurchase of 15,666  shares of common  stock,  at an average per share price of
$48.62.  Since April  1999,  we have  returned  $422.0  million to  shareholders
through the purchase of 14.2 million shares,  average price of $29.72 per share,
and $17.1 million in dividends for a combined total of $439.1 million.

We anticipate  announcing  our 2009 third quarter  financial  results on Monday,
October 26, 2009 after the market closes.  The Company will conduct a conference
call to present the third  quarter  results on  Wednesday,  October 28, 2009, at
8:30 a.m.  Eastern  Time.  The  conference  call will be webcast on the investor
relations' page of www.prepaidlegal.com. Questions may be submitted prior to the
call via email to investor@pplsi.com.

Due to the 20.5%  increase  in new  membership  fees  written  during  the third
quarter  of 2009 vs. the  comparable  2008  quarter,  we expect an  increase  in
commission  expense for the 2009 third  quarter and a  corresponding  decline in
earnings.  We recognize  commission expense over the first month of a membership
and there is no further  commission  expense  recognized during the remainder of
the advance  period.  Commissions  paid to our sales force during the 2009 third
quarter are among the highest in our 37-year history.

About Us - We believe our products are one of a kind,  life events legal service
plans. Our plans provide for legal service  benefits  provided through a network
of  independent  law firms  across the U.S.  and Canada,  and include  unlimited
attorney   consultation,   will   preparation,    traffic   violation   defense,
automobile-related   criminal   charges   defense,   letter  writing,   document
preparation and review and a general trial defense benefit.  We have an identity
theft restoration  product we think is also one of a kind due to the combination
of our identity  theft  restoration  partner and our  provider  law firms.  More
information  about  our  products  and us  can  be  found  at  our  homepage  at
www.prepaidlegal.com.

Forward-Looking Statements
Statements  in this press  release,  other than purely  historical  information,
regarding  our future  plans and  objectives  and  expected  operating  results,
dividends and share  repurchases  and statements of the  assumptions  underlying
such statements,  constitute  forward-looking  statements  within the meaning of
Section  21E  of  the  Securities  Exchange  Act of  1934.  The  forward-looking
statements  contained  herein are based on certain  assumptions  that may not be
correct.  They are subject to risks and  uncertainties  incident to our business
that could cause actual results to differ materially from those described in the
forward-looking  statements.  These risks and uncertainties are described in the
reports and statements filed by us with the Securities and Exchange  Commission,
including  (among others) those listed in our Form 10-K, Form 10-Q and Form 8-K,
and  include  the risks that our  membership  persistency  or renewal  rates may
decline,  that we may  not be able to  continue  to  grow  our  memberships  and
earnings,  that we are dependent on the continued  active  participation  of our
principal  executive  officer,  that  pending  or future  litigation  may have a
material  adverse  effect on us if resolved  unfavorably to us, that we may have
compromises of our information security, that during an economic downturn in the
economy consumer  purchases of  discretionary  items may be affected which could
materially  harm  our  sales,  retention  rates,   profitability  and  financial
condition, that we could be adversely affected by regulatory developments,  that
competition  could adversely affect us, that we are  substantially  dependent on
our marketing force, that our stock price may be affected by short sellers, that
we have been unable to increase our employee group membership sales and that our
active  premium  in force is not  indicative  of future  revenue  as a result of
changes in active  memberships  from  cancellations  and  additional  membership
sales.  Please refer to pages 15 - 17 of our 2008 Form 10-K and pages 7 and 8 of
our June 30, 2009 Form 10-Q for a more complete  description of these risks.  We
undertake  no duty  to  update  any of the  forward-looking  statements  in this
release.

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