umpquaform8k030305

 

SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934

Date of Report: March 3, 2005 (Date of earliest event reported)

Umpqua Holdings Corporation
(Exact Name of Registrant as Specified in Its Charter)

OREGON    000-25597    93-1261319 
(State or Other Jurisdiction of    (Commission File    (I.R.S. Employer 
Incorporation or Organization)    Number)    Identification Number) 

200 SW Market Street, Suite 1900
Portland, Oregon 97201

(address of Principal Executive Offices)(Zip Code)

(503) 546-2491
(Registrant's Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ]         Written communications pursuant to Rule 425 under the Securities Act (17 CFR 
         230.425) 
 
[ ]         Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 
         240.14a-12) 
 
[ ]         Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange 
         Act (17 CFR 240.14d-2(b)) 
 
[ ]         Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange 
         Act (17 CFR 240.13e-4(c)) 


Item 7.01         Regulation FD Disclosure.

        On Thursday, March 3, 2005, beginning at 8:00 a.m. Eastern Time, Umpqua Holdings Corporation Chief Financial Officer Daniel A. Sullivan will give a presentation of Umpqua's business strategies and financial performance at Keefe, Bruyette & Woods' 2005 Regional Bank Conference in Boston, Massachusetts.

        The presentation is available via live web cast-individuals may register to listen to the web cast at http://www.kbw.com/regionalConference.htm.

        A copy of the investor presentation is attached as Exhibit 99.1.

Item 9.01         Financial Statements and Exhibits.

  (a)      Not applicable.
 
  (b)      Not applicable.
 
  (c)      Exhibits.
 
    99.1 Investor Presentation
 

SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this reported to be signed on its behalf of the undersigned hereunto duly authorized.

    UMPQUA HOLDINGS CORPORATION 
    (Registrant) 
     

Dated: March 2, 2005 

  By: /s/ Kenneth E. Roberts 
          Kenneth E. Roberts 
          Assistant Secretary 


EXHIBIT 99.1