SECURITIES
AND
EXCHANGE
COMMISSION
WASHINGTON,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of
1934
Date
of
earliest event reported: July 18, 2005
FLAG
FINANCIAL
CORPORATION
(Exact
Name of Registrant as Specified in its Charter)
|
Georgia
|
000-24532
|
58-2094179
|
|
(State
or Other Jurisdiction of Incorporation)
|
(Commission
File Number)
|
(I.R.S.
Employer Identification
No.)
|
3475
Piedmont Road, N.E., Suite 550
Atlanta,
Georgia 30305
(Address
of Principal Executive Offices)
(Zip
Code)
(404)
760-7700
(Registrant’s
telephone number, including area code)
N/A
(Former
name or former address, if changed since last report)
Chec
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
C
o Written
communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
o Soliciting
material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
o Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
o Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
| Item 2.02 | Results of Operations and Financial Condition |
On
July
18, 2005, Flag Financial Corporation issued a press release reporting its second
quarter 2005 results of operations. A copy of the press release is attached
as
an exhibit to this report.
| Item 9.01 | Financial Statements and Exhibits |
|
(c)
|
Exhibits
|
|
No.
|
Description
|
|
99.1
|
Press
Release dated July 18, 2005.
|
The
information furnished in the attached press release shall not be deemed to
be
“filed” for purposes of Section 18 of the Securities Exchange Act of 1934 or
otherwise subject to the liabilities of that section.
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant
has
duly caused this Report to be signed on its behalf by the undersigned hereunto
duly authorized.
July
18,
2005
FLAG
FINANCIAL CORPORATION
|
By:
|
/s/
J. Daniel Speight
|
|
J.
Daniel Speight
|
|
|
Vice
Chairman, Chief Financial Officer and
Secretary
|
EXHIBIT
INDEX
|
No.
|
Description
|
|
99.1
|
Press
Release dated July 18,
2005.
|