SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 10, 2003
Clover Leaf Financial Corp.
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(Exact name of registrant as specified in its charter)
Delaware 0-33413 37-1416016
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(State or other jurisdiction (Commission File No.) (I.R.S. Employer
of incorporation) Identification No.)
Registrant's telephone number, including area code: (618) 656-6122
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Not Applicable
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(Former name or former address, if changed since last report)
Item 7. Financial Statements, Pro Forma Financial Information, and Exhibits
The Index of Exhibits immediately precedes the attached exhibits.
Item 12. Results of Operations and Financial Condition
On November 10, 2003, the Company issued a press release regarding its
earnings for the fiscal quarter ended September 30, 2003. The press release is
included as Exhibit 99 to this report.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
CLOVER LEAF FINANCIAL CORP.
DATE: November 10, 2003 By: /s/ Dennis M. Terry
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Dennis M. Terry
President and Chief Executive Officer
EXHIBIT INDEX
The following Exhibits are filed as part of this report:
Exhibit 99 Press Release of Clover Leaf Financial Corp.