SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 11-K

(Mark One)

þ		ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Fiscal Year Ended December 31, 2006

o		TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED]

For the transition period from                      to                     

A. Full title of the plan and address of the plan, if different from that of the issuer named below:

CenterPoint Energy Savings Plan

B. Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:

 

 

TABLE OF CONTENTS

Report of Independent Registered Public Accounting Firm		Page 1
Financial Statements:
Statements of Net Assets Available for Benefits, December 31, 2006 and 2005		Page 2
Statement of Changes in Net Assets Available for Benefits for the Year Ended December 31, 2006		Page 3
Notes to Financial Statements		Page 4
Supplemental Schedules:
Schedule H, line 4a-Schedule of Delinquent Participant Contributions for the Year Ended December 31, 2006		Page 11
Schedule H, line 4i-Schedule of Assets (Held at End of Year), December 31, 2006		Page 12
Consent of McConnell & Jones LLP

Pursuant to Item 4 of Form 11-K, the financial statements and schedules referred to above have been prepared in accordance with regulations of the Employee Retirement Income Security Act of 1974.

Other supplemental schedules required by Section 2520.103-10 of the Department of Labor Rules and Regulations for Reporting and Disclosure under ERISA have been omitted because they are not applicable.

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

CenterPoint Energy Savings Plan

We have audited the accompanying statements of net assets available for benefits of the CenterPoint Energy Savings Plan (Plan) as of December 31, 2006 and 2005 and the related statement of changes in net assets available for benefits for the year ended December 31, 2006. These financial statements are the responsibility of the Plan’s management. Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 2006 and 2005 and the changes in net assets available for benefits for the year ended December 31, 2006 in conformity with accounting principles generally accepted in the United States of America.

Our audits were conducted for the purpose of forming an opinion on the basic financial statements taken as a whole. The accompanying supplemental schedules, listed in the Table of Contents, are presented for the purpose of additional analysis and are not a required part of the basic financial statements, but are supplementary information required by the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The supplemental schedules are the responsibility of the Plan’s management. The supplemental schedules have been subjected to the auditing procedures applied in our audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole.

/s/ McConnell & Jones LLP

Houston, Texas
June 22, 2007

CENTERPOINT ENERGY SAVINGS PLAN

STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS

		December 31,
		2006				2005
Assets
Investments, at fair value		$	1,329,579,251			$	1,161,623,533
Participant loans			34,161,360				34,276,549
Receivables:
Dividends and interest			959,929				890,741
Pending investment transactions			2,729,530				4,695,563
Employer contributions			14,266,550				14,413,501
Participant contributions			2,001,378				2,038,490
Total receivables			19,957,387				22,038,295
Total Assets			1,383,697,998				1,217,938,377
Liabilities
Pending investment transactions			791,274				1,416,604
Other			414,077				328,714
Total Liabilities			1,205,351				1,745,318
Net Assets Available for Benefits, at fair value			1,382,492,647				1,216,193,059
Adjustment from fair value to contract value for fully benefit-responsive investment contracts			2,210,402				2,240,541
Net Assets Available for Benefits		$	1,384,703,049			$	1,218,433,600

See Notes to Plan’s Financial Statements.

CENTERPOINT ENERGY SAVINGS PLAN

STATEMENT OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS
FOR THE YEAR ENDED DECEMBER 31, 2006

Investment Gain:
Dividends		$	33,957,776
Interest			3,225
Net appreciation of investments			187,679,484
Total investment gain						$	221,640,485
Contributions:
Participant contributions			42,696,762
Employer contributions			34,410,911
Total contributions							77,107,673
Administrative expenses							(2,172,062	)
Benefit payments							(130,306,647	)
Increase in Net Assets Available for Benefits							166,269,449
Net Assets Available for Benefits:
Beginning of Period							1,218,433,600
End of Period						$	1,384,703,049

See Notes to Plan’s Financial Statements.

CENTERPOINT ENERGY SAVINGS PLAN

NOTES TO FINANCIAL STATEMENTS

1.		Summary of the Plan
		Description of the Plan
		The following description of the CenterPoint Energy Savings Plan (Plan) provides only general information. Participants (as defined below) should refer to the Plan document for a more complete description of the Plan’s provisions. In the case of any discrepancy between this summary and the Plan document, the Plan’s provisions will govern.
		General
		The Plan is a defined contribution plan subject to the provisions of the Employee Retirement Income Security Act of 1974 (ERISA). Participants include all employees of CenterPoint Energy, Inc. (Company or CenterPoint Energy) and those subsidiaries and affiliates of the Company that have adopted the Plan except (a) employees covered by a collective bargaining agreement unless such agreement provides for participation in the Plan, (b) leased employees, (c) independent contractors or (d) non-resident aliens who receive no U.S. sourced income (Participants).
		Contributions
		Active Participants may contribute up to 16% of eligible compensation, as defined in the Plan. Active Participants age 50 or over may contribute an additional pre-tax contribution up to a total amount of $5,000 for 2006. Participants may also contribute amounts representing rollover eligible distributions from other defined benefit or defined contribution plans, 403(b) annuity plans, 457 governmental plans or conduit Individual Retirement Accounts that have been holding a distribution from a qualified plan. Participants direct their contributions into the various eligible investment options offered by the Plan.
		In general, the employer matching contribution is 75% of the first 6% of eligible compensation that the Participant contributes into the Plan. Additional discretionary matching contributions may be made of up to 50% of the first 6% of eligible compensation that the Participant contributes to the Plan. All employer matching contributions (including the discretionary match) are fully vested at all times.
		Participants may elect to invest all or a portion of their contributions to the Plan in the Company Common Stock Fund. In addition, Participants may elect to have dividends paid on their investment in Company common stock either reinvested in the Company Common Stock Fund or paid to them in cash, and they can transfer all or part of their investment in Company Common Stock Fund to the other investment options offered by the Plan. Employer contributions are made in the form of cash and are invested in accordance with Participant elections.
		Contributions are subject to certain limitations.

		Investment Options
		The Plan offered the following investment funds (Funds):

	•		Company Common Stock Fund
	•		Large Company Growth Fund
	•		Large Company Value Fund
	•		International Equity Fund
	•		Balanced Fund
	•		Fixed Income Fund
	•		Stable Value Fund
	•		S&P 500 Index Fund
	•		Small Company Fund
	•		Reliant Energy, Inc. Common Stock Fund
	•		Vanguard Target Retirement Fund
	•		Vanguard Target Retirement 2005 Fund
	•		Vanguard Target Retirement 2015 Fund
	•		Vanguard Target Retirement 2025 Fund
	•		Vanguard Target Retirement 2035 Fund
	•		Vanguard Target Retirement 2045 Fund

Upon enrollment in the Plan, Participants may direct contributions (as permitted), in 1% increments, in any of the investment options, except for the Reliant Energy, Inc. Common Stock Fund (REI Stock Fund) which is closed to new contributions. Participants should refer to the Plan prospectus for a detailed description of each investment fund.

During 2006, the Plan was amended to discontinue the REI Stock Fund as an investment option in the Plan. Participants with a balance in the REI Stock Fund had until December 29, 2006 to transfer their balance into any of the other investment options; otherwise such holdings were liquidated and transferred to the Stable Value Fund in 2007.

Participant Accounts

Individual accounts are maintained for each Participant. Each Participant’s account is credited with the Participant’s contributions and with allocations of the Company contributions and Plan earnings. Each Participant’s account is also charged with an allocation of administrative expenses. Allocations are based on Participant account balances. A Participant is entitled to their vested account balance.

Vesting and Forfeitures

Participants are vested immediately in all contributions plus actual earnings thereon. As a result, there are no forfeitures available to reduce employer contributions.

Participant Loans

A Participant may borrow against their vested account balance. The maximum amount that a Participant may borrow is the lesser of (a) $50,000, reduced by the excess, if any, of the highest outstanding balance of loans to the Participant from all plans maintained by the Company or an affiliated entity during the one-year period ending on the day before the date on which such loan is made, over the outstanding balance of loans from the Plan on the date on which such loan is made or (b) 50% of the value of the Participant’s vested account balance under the Plan.

The loans are to be secured by the pledge of a portion of the Participant’s right, title and value of the Participant’s vested account balance under the Plan as determined immediately after the loans are made. Loans may be repaid over a period of up to five years and are subject to a $25 origination fee. The minimum loan amount is $500. Interest rates are fixed at the prime rate listed in The Wall Street Journal for the first of each month in which the loan is requested plus one percent. Loan transactions are treated as a transfer to (from) the investment fund from (to) the Participant loans fund.

Payment of Benefits

Upon termination, a Participant whose account exceeds $1,000 may elect, upon written request at any time, to receive a distribution in a single lump sum payment or fixed monthly, quarterly, semi-annually or annual installments over a period of ten years or less. Such distributions are generally paid in the form of cash. However, if the Participant had investments in the Company Common Stock Fund or the REI Stock Fund, the Participant may elect to have an in-kind distribution of those funds.

Generally, to the extent a Participant has not requested a distribution by the time he reaches age 70 ¹/2, required minimum distributions will be made consistent with the terms and conditions of the Plan and the requirements of the Internal Revenue Code of 1986, as amended (Code). Immediate lump sum distributions are made for accounts which do not exceed $1,000.

A Participant who is under age 59 ¹/2 may make a withdrawal from amounts attributable to after-tax contributions and, if applicable, rollover contributions in the Plan and associated earnings. A Participant who is under age 59 ¹/2 and has less than five years of service who withdraws matched after-tax contributions will be suspended from Plan participation for six months.

A Participant who is age 59 ¹/2 or older may make unlimited withdrawals from pre-tax contributions, after-tax contributions, vested portion of prior Plan accounts, rollover account and the associated earnings.

Administration

The assets of the Plan are held in trust by The Northern Trust Company (Trustee). Hewitt Associates is the recordkeeper for the Plan. The Benefits Committee of CenterPoint Energy, Inc. (Committee), appointed by the Board of Directors of the Company, is the Plan Administrator. The Committee retains an independent investment consultant to provide investment advice with respect to the funds. The fees charged by the Trustee, recordkeeper and the investment consultant are paid by the Trustee out of the funds.

Termination of the Plan

Although it has not expressed any intent to do so, the Company may terminate the Plan at any time subject to the provisions of ERISA and must give written notice to the Trustee.

2.		Accounting Policies
		Use of Estimates and Basis of Accounting
		The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates that affect the financial statements and accompanying notes. Actual results could differ from those estimates.
		As described in Financial Accounting Standards Board (FASB) Staff Position AAG INV-1 and SOP 94-4-1, “Reporting of Fully Benefit-Responsive Investment Contracts Held by Certain Investment Companies Subject to the AICPA Investment Company Guide and Defined-Contribution Health and Welfare and Pension Plans” (FSP AAG INV-1 and SOP 94-4-1), investment contracts held by a defined contribution plan are required to be reported at fair value. However, contract value is the relevant measurement attribute for that portion of the net assets available for benefits of a defined contribution attributable to fully benefit-responsive investment contracts because contract value is the amount Participants would receive if they were to initiate permitted transactions under the terms of the Plan. As required by FSP AAG INV-1 and SOP 94-4-1, the statement of net assets available for benefits presents the fair value of the investment contracts as well as the adjustment of the fully benefit-responsive contracts from fair value to contract value. The statement of changes in net assets available for benefits is prepared on a contract value basis.

		Investment Valuation and Income Recognition
		The Plan recognizes net appreciation or depreciation in the fair value of its investments. Investments are reflected at fair value in the financial statements. The fair value for securities are based on quoted market prices in an active market. Fair value for mutual and institutional funds is determined using the net asset value of each fund as of the financial statement dates. Security transactions are recorded as of the trade date. Interest income is recorded on the accrual basis. Dividends are recorded on the ex-dividend date. Participant loans are valued at cost, which approximates fair value.
		Payment of Benefits
		Benefits are recorded when paid.
		Risks and Uncertainties
		The Plan provides for investments in Company common stock, various mutual funds and other investments. Investments, in general, are exposed to various risks, such as interest rate, credit and overall market volatility risk. Due to the level of risk associated with certain investments, it is reasonably possible that changes in the values of investments will occur in the near term and that such changes could materially affect the amounts reported in the statements of net assets available for benefits and Participant account balances. Rates of return will vary, and returns will depend on the market value of the Plan’s investments.
		New Accounting Pronouncements
		In December 2005, the FASB issued FSP AAG INV-1 and SOP 94-4-1. FSP AAG INV-1 and SOP 94-4-1, adopted as of December 31, 2006, amends the presentation and disclosure requirements of investments meeting the definition of fully benefit-responsive investment contracts presented in the statement of net assets available for benefits. Related to the implementation of FSP AAG INV-1 and SOP 94-4-1, certain amounts have been reclassified to conform to the 2006 presentation of the financial statements. For additional information on the impacts of this new accounting pronouncement, please refer to Note 2, Use of Estimates and Basis of Accounting.
		In September 2006, the FASB issued Statement of Financial Accounting Standards No. 157, “Fair Value Measurements” (SFAS 157). SFAS 157 defines fair value, establishes a framework for measuring fair value, and expands disclosures about fair value measurements and applies to reporting periods beginning after November 15, 2007. Based on current assets held by the Plan, the Plan’s management does not expect the adoption of SFAS 157 to have a material impact on the Plan’s financial statements.

3.		Investments
		The following presents investments that represent five percent or more of the Plan’s net assets available for benefits.

		December 31,
		2006				2005
Company common stock, 22,728,974 and 27,720,006 shares, respectively		$	376,846,389			$	356,202,077
Reliant Energy common stock, 1,966,254 and 8,766,917 shares, respectively			27,940,469				90,474,583
PIMCO Total Return Fund, 7,159,992 and 6,808,085 shares, respectively			74,320,722				71,484,891
Barclays Global Investors Equity Index Fund, 6,881,452 and 5,017,019 shares, respectively			142,583,687				89,704,294
Barclays Global Investors Russell 1000 Value Fund, 4,592,459 and 2,481,048 shares, respectively			74,030,437				32,700,208
Advisors Inner Circle LSV Value Equity Fund, 3,800,880 and 2,693,128 shares, respectively			72,748,848				43,628,680
Dwight Target 2 Fund, 4,785,929 and 4,409,079 shares, respectively			76,177,489				67,000,898

During 2006 the Plan’s investments (including gains and losses on investments bought and sold, as well as held during the year) appreciated in value as follows:

Common stocks		$	120,551,986
Common or collective trusts			43,472,609
Mutual funds			23,654,889
		$	187,679,484

As detailed above, the Plan has significant holdings of Company common stock. As a result, the values of the Plan’s investments may be materially impacted by the changes in fair value related to this security.

4.		Stable Value Fund
		The Company has a Stable Value Fund that has investments in synthetic guaranteed investment contracts (Synthetic GICs). Synthetic GICs are an investment contract issued by an insurance company or bank, backed by a portfolio of short-term and intermediate term fixed income investments that are owned by the fund. The underlying assets are maintained separate from the contract issuer’s general assets by a third party custodian. The contracts provide that realized and unrealized gains and losses on the underlying assets are not reflected immediately in the net assets of the fund, but rather are amortized, usually over the time to maturity or the duration of the underlying investments, through adjustments to the future interest crediting rate. The issuer guarantees that all qualified Participant withdrawals will occur at contract value.
		There are no reserves against contract value for credit risk of the contract issuer or otherwise. The crediting rates for Synthetic GICs are reset quarterly and are based on the market value of the underlying portfolio of assets backing these contracts. Inputs used to determine the crediting rate include each contract’s portfolio value, current yield to maturity, duration and market value relative to the Synthetic GICs book value. Crediting rates for Synthetic GICs can not be less than zero.
		During 2006 and 2005, the average yields for the Synthetic GICs were as follows:

		2006				2005
Based on actual earnings			5.47	%			5.05	%
Based on the interest rate credited to Participants			4.92	%			4.57	%

Benefit-responsive investment contracts are designed to preserve capital and provide a stable crediting rate. Such contracts are fully benefit-responsive and provide Participant initiated withdrawals to be paid at contract value. However, such contracts do provide that withdrawals associated with certain events not in the ordinary course of fund operations may be paid at market rather than contract value. Examples of such circumstances may include significant plan design changes, complete or partial plan terminations, severance programs, early retirement programs, the closing or sale of a subsidiary, bankruptcy of the plan sponsor or the failure of the trust to qualify for exemption from federal income taxes or any required prohibited transaction exemption under ERISA. The Plan Administrator does not believe that the occurrence of the above events that would limit the Plan’s ability to conduct transactions with Participants at contract value is probable.

Contracts associated with Synthetic GICs are evergreen agreements with termination provisions. Accordingly, such agreements permit the Plan’s investment manager or issuer to terminate upon notice at any time at market value and provide for automatic termination of the contract if the book value or the market value of the contract equal zero. The issuer is not excused from paying the excess contract value when the market value equals zero. Contracts that permit the issuer to terminate at market value generally provide portfolio guidelines and transition provisions intended to result in the contract value equaling the market value of the portfolio by such termination date. Non-adherence to the guidelines and provisions may result in the settlement of the contract at market value; however, the Plan Administrator does not believe that the occurrence of these circumstances is probable.

5.		Tax Status
		The Internal Revenue Service (IRS) has determined and informed the Company by letter dated April 2, 2001 that the Plan is qualified and the trust fund established is tax-exempt under the appropriate sections of the Code. Although the Plan has been amended and restated since receiving the determination letter, the Plan Administrator and the Plan sponsor’s counsel believe that the Plan is designed and is currently operated in compliance with the applicable requirements of the Code.
6.		Related Party Transactions
		During 2006, the Plan purchased and sold shares of the Company’s common stock and units of short-term investment funds managed by the Trustee as temporary investments (party-in-interest transactions) as shown below:

				2006
Purchases		Company common stock		$	32,462,476
		Northern Trust collective short-term investment fund			388,895,006
Sales		Company common stock		$	101,531,986
		Northern Trust collective short-term investment fund			381,398,566

7.		Reconciliation of Financial Statements to Form 5500
		The following is a reconciliation of net assets available for benefits per the financial statements to Form 5500:

		December 31, 2006
Net Assets Available for Benefits per the financial statements		$	1,384,703,049
Adjustment from contract value to fair value for fully benefit-responsive contracts			(2,210,402	)
Net Assets Available for Benefits per Form 5500		$	1,382,492,647

The following is a reconciliation of the changes in net assets available for benefits per the financial statements to Form 5500 for the year ended December 31, 2006:

Increase in Net Assets Available for Benefits per the financial statements		$	166,269,449
Adjustment from contract value to fair value for fully benefit-responsive contracts			(2,210,402	)
Increase in Net Assets Available for Benefits per Form 5500		$	164,059,047

8.		Excess Contributions
		Benefit payments of $130,306,647 for the plan year ended December 31, 2006 include distributions of $226,534 made to certain Participants to refund excess deferral contributions to satisfy the relevant nondiscrimination provisions of the Plan for the prior year. The Plan also expects to refund $208,270 in 2007 related to excess contributions for plan year 2006.

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015

Total that constitute nonexempt prohibited

transactions

Contributions

Contributions

corrected

pending

Total corrected

outside

correction in

under Voluntary

Participant

Voluntary

Voluntary

Fiduciary

contributions

Fiduciary

Fiduciary

Correction

transferred late

Contributions

Correction

Correction

Program and

Plan Year

to plan

not corrected

Program

Program

PTE 2002-51

2005 *

$

67,412

—

$

67,412

—

—

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		COMMON OR COLLECTIVE TRUSTS
		BARCLAYS GLOBAL INVESTORS		BGI EQUITY INDEX FUND		$	142,583,687
		BARCLAYS GLOBAL INVESTORS		BGI RUSSELL 1000 GROWTH FUND			26,524,218
		BARCLAYS GLOBAL INVESTORS		BGI RUSSELL 1000 VALUE FUND			74,030,437
		BARCLAYS GLOBAL INVESTORS		BGI RUSSELL 2000 INDEX FUND			10,310,974
		CAPITAL GUARDIAN		CAPITAL GUARDIAN INTERNATIONAL (NON-US) EQUITY FUND			13,287,393
		CAPITAL GUARDIAN		CAPITAL GUARDIAN INTERNATIONAL (NON-US) EQUITY FUND			41,919,454
		CAPITAL GUARDIAN		CAPITAL GUARDIAN US GROWTH EQUITY FUND			43,865,117
		DWIGHT ASSET MANAGEMENT		CORE INTERMEDIATE FUND			20,577,636
		DWIGHT ASSET MANAGEMENT		TARGET 2 FUND			76,177,489
		DWIGHT ASSET MANAGEMENT		TARGET 5 FUND			28,727,621
		MELLON BANK		EB DAILY LIQUIDITY AGGREGATE BOND FUND			30,692,325
*		NORTHERN TRUST		COLLECTIVE SHORT-TERM INVESTMENT FUND			15,293,481
		SEI		SEI STABLE ASSET FUND			4,167,324
		WELLINGTON CAPITAL		SMALL CAP FUND			9,305,337
		SUBTOTAL					537,462,493
		COMMON STOCKS
		3M CO		COMMON STOCK			522,131
		AAR CORP		COMMON STOCK			162,880
		ABBOTT LAB		COMMON STOCK			983,942
		ACTIVISION INC		COMMON STOCK			654,775
		ACUITY BRANDS INC		COMMON STOCK			96,794
		ADOBE SYS INC		COMMON STOCK			682,592
		ADR ELAN CORP PLC		ADR			178,475
		ADVANTA CORP		COMMON STOCK			233,421
		ADVENT SOFTWARE INC		COMMON STOCK			125,985
		AFFILIATED MANAGERS GROUP INC		COMMON STOCK			201,850
		AGNICO EAGLE MINES LTD		COMMON STOCK			146,402

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		AIR PROD & CHEM INC		COMMON STOCK			393,568
		AIRGAS INC		COMMON STOCK			103,731
		AKAMAI TECHNOLOGIES INC		COMMON STOCK			284,723
		ALASKA AIR GROUP INC		COMMON STOCK			156,815
		ALCOA INC		COMMON STOCK			462,154
		ALLIANCE DATA SYS CORP		COMMON STOCK			96,204
		ALLIANCE IMAGING INC		COMMON STOCK			166,250
		ALLIS-CHALMERS ENERGY INC		COMMON STOCK			117,504
		ALTRIA GROUP INC		COMMON STOCK			763,798
		AMERICAN RAILCAR INDS INC		COMMON STOCK			120,502
		AMERN COML LINES INC		COMMON STOCK			119,228
		AMERN ORIENTAL BIOENGINEERING INC		COMMON STOCK			127,203
		AMETEK INC		COMMON STOCK			185,309
		AMYLIN PHARMACEUTICALS INC		COMMON STOCK			234,455
		ANALOGIC CORP		COMMON STOCK			148,210
		ANDREW CORP		COMMON STOCK			192,938
		APPLEBEES INTL INC		COMMON STOCK			184,532
		AQUA AMER INC		COMMON STOCK			124,288
		AQUANTIVE INC		COMMON STOCK			193,088
		ARBITRON INC		COMMON STOCK			122,066
		ARCH CAPITAL GROUP		COMMON STOCK			165,644
		ARRIS GROUP INC		COMMON STOCK			146,492
		ASTEC INDS INC		COMMON STOCK			121,446
		ATMI INC		COMMON STOCK			163,641
		AUDIOVOX CORP		COMMON STOCK, CLASS A			104,125
		AVERY DENNISON CORP		COMMON STOCK			455,131
		BALL CORP		COMMON STOCK			265,960
		BARNES GROUP INC		COMMON STOCK			161,602
		BIOMED RLTY TR INC		COMMON STOCK			191,048

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		BISYS GROUP INC		COMMON STOCK			250,454
		BJS WHSL CLUB INC		COMMON STOCK			219,948
		BK HAW CORP		COMMON STOCK			137,033
		BOEING CO		COMMON STOCK			728,488
		BRIGHTPOINT INC		COMMON STOCK			132,751
		BROADCOM CORP		COMMON STOCK, CLASS A			639,738
		BRUSH ENGINEERED MATLS INC		COMMON STOCK			75,982
		C H ROBINSON WORLDWIDE INC		COMMON STOCK			429,345
		CABELAS INC		COMMON STOCK			173,253
		CACI INTL INC		COMMON STOCK, CLASS A			153,115
		CAPITALSOURCE INC		COMMON STOCK			676,278
		CARDINAL HLTH INC		COMMON STOCK			715,173
		CARTER INC		COMMON STOCK			112,710
		CASUAL MALE RETAIL GROUP INC		COMMON STOCK			114,318
		CATERPILLAR INC		COMMON STOCK			282,118
*		CENTERPOINT ENERGY INC		COMMON STOCK			376,846,389
		CENTRAL GARDEN & PET CO		COMMON STOCK			152,523
		CEPHALON INC		COMMON STOCK			476,676
		CHILDRENS PL RETAIL STORES INC		COMMON STOCK			113,701
		CLEAN HBRS INC		COMMON STOCK			214,456
		CLEVELAND CLIFFS		COMMON STOCK			128,850
		CLOROX CO		COMMON STOCK			352,825
		COLDWATER CREEK INC		COMMON STOCK			84,717
		COLONIAL BANCGROUP INC		COMMON STOCK			117,632
		COMCAST CORP		COMMON STOCK, CLASS A			596,853
		COMPASS MINERALS INTL INC		COMMON STOCK			109,513
		COMSTOCK RES INC		COMMON STOCK			174,557
		COMTECH GROUP INC		COMMON STOCK			169,167
		CONS GRAPHICS INC		COMMON STOCK			172,484
		CONSTELLATION BRANDS INC		COMMON STOCK, CLASS A			1,599,002

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		COOPER INDUSTRIES INC		COMMON STOCK			217,032
		CORNING INC		COMMON STOCK			836,337
		CORP OFFICE PPTYS TRUST		COMMON STOCK			159,990
		CORRECTIONS CORP OF AMERICA		COMMON STOCK			148,128
		COVANCE INC		COMMON STOCK			181,443
		COVANTA HLDG CORP		COMMON STOCK			121,220
		CROWN HLDGS INC		COMMON STOCK			155,226
		CYMER INC		COMMON STOCK			98,009
		CYTYC CORP		COMMON STOCK			91,126
		DANAHER CORP		COMMON STOCK			485,348
		DAVITA INC		COMMON STOCK			212,731
		DELPHI FINL GROUP INC		COMMON STOCK, CLASS A			202,907
		DIAMONDROCK HOSPITALITY CO		COMMON STOCK			202,432
		DICKS SPORTING GOODS INC		COMMON STOCK			210,657
		DIGITAL RIV INC		COMMON STOCK			145,612
		DIGITAL RLTY TR INC		COMMON STOCK			148,901
		DISNEY WALT CO		COMMON STOCK			294,722
		DOMINOS PIZZA INC		COMMON STOCK			178,080
		DRIL-QUIP INC		COMMON STOCK			96,725
		E*TRADE FIN CORP		COMMON STOCK			408,044
		EASTGROUP PPTYS INC		COMMON STOCK			209,420
		EATON VANCE CORP		COMMON STOCK NON-VOTING			150,195
		EBAY INC		COMMON STOCK			559,302
		ECI TELECOM LTD		COMMON STOCK			99,677
		EFUNDS CORP		COMMON STOCK			215,600
		EL PASO ELEC CO		COMMON STOCK			129,648
		ELECTR ARTS		COMMON STOCK			725,184
		ELI LILLY & CO		COMMON STOCK			682,510
		EMC CORP		COMMON STOCK			1,277,760
		EMERSON ELEC CO		COMMON STOCK			387,992

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		EMULEX CORP		COMMON STOCK			165,250
		EOG RESOURCES INC		COMMON STOCK			418,415
		EQUINIX INC		COMMON STOCK			121,748
		F5 NETWORKS INC		COMMON STOCK			192,204
		FDRY NETWORKS INC		COMMON STOCK			251,364
		FIRST MIDWEST BANCORP INC		COMMON STOCK			154,720
		FOREST LAB INC		COMMON STOCK			369,380
		FPIC INS GROUP INC		COMMON STOCK			222,129
		FTI CONSULTING INC		COMMON STOCK			143,076
		GAP INC		COMMON STOCK			193,050
		GATEHOUSE MEDIA INC		COMMON STOCK			41,760
		GATX CORP		COMMON STOCK			135,623
		GENERAL CABLE CORP		COMMON STOCK			158,667
		GENESIS HEALTHCARE CORP		COMMON STOCK			191,754
		GENLYTE GROUP INC		COMMON STOCK			74,986
		GERBER SCIENTIFIC INC		COMMON STOCK			95,707
		GILEAD SCI INC		COMMON STOCK			623,328
		GLATFELTER		COMMON STOCK			157,635
		GLOBAL PMTS INC		COMMON STOCK			163,439
		GLOBALSTAR INC		COMMON STOCK			165,251
		GMX RES INC		COMMON STOCK			102,950
		GOOGLE INC		COMMON STOCK, CLASS A			1,116,664
		GREATER BAY BANCORP		COMMON STOCK			109,533
		GREENHILL & CO INC		COMMON STOCK			168,264
		GRIFFON CORP		COMMON STOCK			124,185
		GUESS INC		COMMON STOCK			177,604
		HALLIBURTON CO		COMMON STOCK			717,255
		HARSCO CORP		COMMON STOCK			178,074
		HEALTH NET INC		COMMON STOCK			95,374
		HERBALIFE LTD		COMMON STOCK			154,616

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		HERITAGE COMM CORP		COMMON STOCK			169,164
		HEWLETT PACKARD CO		COMMON STOCK			2,084,214
		HIGHLAND HOSPITALITY CORP		COMMON STOCK			83,077
		HOLLY CORP		COMMON STOCK, PAR $.01			83,268
		HOME PROPS INC		COMMON STOCK			128,023
		HOST HOTELS & RESORTS INC		COMMON STOCK			1,013,915
		HUB INTL LTD		COMMON STOCK			342,465
		HURON CONSULTING GROUP INC		COMMON STOCK			108,363
		HYDRIL CO		COMMON STOCK			118,048
		ICONIX BRAND GROUP INC		COMMON STOCK			167,142
		INTEGRATED DEVICE TECHNOLOGY INC		COMMON STOCK			102,942
		INTEL CORP		COMMON STOCK			1,223,100
		INTERCONTINENTALEXCHANGE INC		COMMON STOCK			677,612
		INTL FLAVORS & FRAGRANCES INC		COMMON STOCK			73,740
		INTL SEC EXCHANGE HOLDINGS INC		COMMON STOCK			89,369
		INTUITIVE SURGICAL INC		COMMON STOCK			110,285
		INVT TECH GROUP INC		COMMON STOCK			224,262
		IPC HLDGS LTD		COMMON STOCK, PAR $.01			211,973
		ITC HLDGS CORP		COMMON STOCK			95,760
		IXIA		COMMON STOCK			141,216
		JACOBS ENGR GROUP INC		COMMON STOCK			99,479
		JARDEN CORP		COMMON STOCK			144,378
		JDS UNIPHASE CORP		COMMON STOCK, PAR $.01			91,497
		JEFFERIES GROUP INC		COMMON STOCK			93,870
		JETBLUE AWYS CORP		COMMON STOCK			1,047,960
		JONES LANG LASALLE INC		COMMON STOCK			210,148
		KADANT INC		COMMON STOCK			132,871
		KAMAN CORP		COMMON STOCK			178,448
		KHD HUMBOLDT WEDAG INTL LTD		COMMON STOCK			122,645
		KILROY RLTY CORP		COMMON STOCK			99,840

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		KIMBERLY-CLARK CORP		COMMON STOCK			563,985
		KIRBY CORP		COMMON STOCK			45,734
		KOHLS CORP		COMMON STOCK			1,765,494
		KS CY SOUTHN		COMMON STOCK			110,124
		LANDSTAR SYS INC		COMMON STOCK			439,070
		LASALLE HOTEL PPTYS		COMMON STOCK			175,605
		LEAP WIRELESS INTL INC		COMMON STOCK			201,603
		LIFE TIME FITNESS INC		COMMON STOCK			121,760
		LINCOLN ELEC HLDGS INC		COMMON STOCK			92,443
		LIVE NATION INC		COMMON STOCK			157,248
		LOCKHEED MARTIN CORP		COMMON STOCK			432,729
		MACROVISION CORP		COMMON STOCK			376,140
		MANPOWER INC		COMMON STOCK			689,356
		MAXIM INTEGRATED PRODS INC		COMMON STOCK			1,255,420
		MC CORMICK & CO INC		COMMON STOCK NON-VOTING			133,032
		MCDERMOTT INTL INC		COMMON STOCK, PAR $1.00			167,329
		MCGRAW HILL COMPANIES INC		COMMON STOCK			401,318
		MCKESSON CORP		COMMON STOCK			1,105,260
		MDU RES GROUP INC		COMMON STOCK			155,635
		MEDICIS PHARMACEUTICAL CORP		COMMON STOCK, CLASS A			85,717
		MEDTRONIC INC		COMMON STOCK			1,412,664
		MICROSOFT CORP		COMMON STOCK			1,922,984
		MID-AMER APT CMNTYS INC		COMMON STOCK			117,914
		MILLENNIUM PHARMACEUTICALS INC		COMMON STOCK			594,050
		MOBILE MINI INC		COMMON STOCK			106,952
		MONEYGRAM INTL INC		COMMON STOCK			618,106
		NASDAQ STK MKT INC		COMMON STOCK			700,780
		NAVIGATORS GROUP INC		COMMON STOCK			148,876
		NELNET INC		COMMON STOCK, CLASS A			251,712
		NEUSTAR INC		COMMON STOCK, CLASS A			690,972

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		NEXCEN BRANDS INC		COMMON STOCK			118,138
		NJ RES CORP		COMMON STOCK			140,882
		NUTRI SYS INC		COMMON STOCK			218,695
		NUVEEN INVTS INC		COMMON STOCK, CLASS A			399,476
		OCEANEERING INTL INC		COMMON STOCK			94,883
		OFFICE DEPOT INC		COMMON STOCK			370,249
		OIL STS INTL INC		COMMON STOCK			165,340
		OMNICOM GROUP INC		COMMON STOCK			292,712
		ON SEMICONDUCTOR CORP		COMMON STOCK			241,710
		ONLINE RES CORP		COMMON STOCK			119,559
		OREGON STEEL MILLS, INC.		COMMON STOCK			104,225
		OSI RESTAURANT PARTNERS		COMMON STOCK			505,680
		P F CHANGS CHINA BISTRO INC		COMMON STOCK			195,738
		PARALLEL PETROLEUM CORP		COMMON STOCK, PAR $.01			74,145
		PETRO DEV CORP		COMMON STOCK			108,486
		PHILLIPS VAN HEUSEN CORP		COMMON STOCK			139,974
		PINNACLE ENTMT INC		COMMON STOCK			207,457
		POLYCOM INC		COMMON STOCK			327,647
		POLYMEDICA CORP		COMMON STOCK			136,586
		POTLATCH CORP		COMMON STOCK			215,156
		POZEN INC		COMMON STOCK			166,162
		PREFERRED BK LOS ANGELES		COMMON STOCK			145,418
		PRICELINE COM INC		COMMON STOCK			120,364
		PROASSURANCE CORP		COMMON STOCK			152,755
		PROGENICS PHARMACEUTICALS INC		COMMON STOCK			62,033
		PROSPERITY BANCSHARES INC		COMMON STOCK			137,005
		PROVIDENCE SVC CORP		COMMON STOCK			142,738
		PSYCHIATRIC SOLUTIONS INC		COMMON STOCK			225,120
		QLOGIC CORP		COMMON STOCK			78,035
		RALCORP HLDGS INC		COMMON STOCK			141,474

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		RANGE RES CORP		COMMON STOCK			136,064
		RED HAT INC		COMMON STOCK			508,300
*		RELIANT ENERGY INC		COMMON STOCK			27,940,469
		RESEARCH IN MOTION LTD		COMMON STOCK			1,073,352
		RESOURCES CONNECTION INC		COMMON STOCK			442,576
		RESPIRONICS INC		COMMON STOCK			146,470
		REYNOLDS AMERN INC		COMMON STOCK			405,914
		ROPER INDS INC		COMMON STOCK			141,677
		S.W. AIRL CO		COMMON STOCK			212,948
		SALESFORCE COM INC		COMMON STOCK			154,184
		SBA COMMUNICATIONS CORP		COMMON STOCK, CLASS A			206,250
		SCHEIN HENRY INC		COMMON STOCK			103,838
		SCHERING-PLOUGH CORP		COMMON STOCK			1,416,036
		SEI INVTS CO		COMMON STOCK			113,760
		SELECTIVE INS GROUP INC		COMMON STOCK			105,414
		SEMTECH CORP		COMMON STOCK			155,272
		SIGNATURE BK		COMMON STOCK			193,935
		SPARTAN MTRS INC		COMMON STOCK			149,371
		SPRINT NEXTEL CORP		COMMON STOCK			19
		STAPLES INC		COMMON STOCK			1,911,720
		STATE STR CORP		COMMON STOCK			539,520
		STERLING CONSTR INC		COMMON STOCK			114,675
		SUNPOWER CORP		COMMON STOCK, CLASS A			71,738
		SVB FINL GROUP		COMMON STOCK			278,321
		SWS GROUP INC		COMMON STOCK			88,893
		TEKELEC		COMMON STOCK			203,171
		TESSERA TECHNOLOGIES INC		COMMON STOCK			110,532
		TEXAS ROADHOUSE INC		COMMON STOCK, CLASS A			89,240
		T-HQ INC		COMMON STOCK			155,933
		TIME WARNER TELECOM INC		COMMON STOCK, CLASS A			267,062

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		TITAN INTL INC		COMMON STOCK			187,395
		TITANIUM METALS CORP		COMMON STOCK			121,876
		TRANSACTION SYS ARCHITECTS INC		COMMON STOCK			225,059
		TRINITY IND INC		COMMON STOCK			123,728
		TWEEN BRANDS INC		COMMON STOCK			120,988
		TXU CORP		COMMON STOCK			986,622
		U S AWYS GROUP INC		COMMON STOCK			156,165
		UMB FINL CORP		COMMON STOCK			178,534
		UNDER ARMOR INC		COMMON STOCK, CLASS A			165,981
		UNISOURCE ENERGY CORP		COMMON STOCK			157,444
		UNITED NAT FOODS INC		COMMON STOCK			110,274
		UNITED PARCEL SVC INC CL B		COMMON STOCK, CLASS B			877,266
		UNITED TECHNOLOGIES CORP		COMMON STOCK			500,160
		UNITEDHEALTH GROUP INC		COMMON STOCK			1,074,600
		UTD AMER INDTY LTD		COMMON STOCK			218,345
		UTD THERAPEUTICS CORP		COMMON STOCK			107,653
		UTI WORLDWIDE INC		COMMON STOCK			113,321
		VARIAN SEMICONDUCTOR EQUIPTMENT
		ASSOCS INC		COMMON STOCK			416,280
		VERASUN ENERGY CORP		COMMON STOCK			85,320
		VERIGY LTD		COMMON STOCK			115,908
		VERTEX PHARMACEUTICALS INC		COMMON STOCK			826,982
		VIACOM INC		COMMON STOCK, CLASS B			603,141
		VIRGINIA COMM BANCORP INC		COMMON STOCK			156,953
		VISTAPRINT COM INC		COMMON STOCK			148,995
		WA GROUP INTL INC		COMMON STOCK			226,604
		WADDELL & REED FINL INC		COMMON STOCK, CLASS A			149,933
		WATTS WTR TECHNOLOGIES INC		COMMON STOCK			151,696
		WELLCARE HLTH PLANS INC		COMMON STOCK			130,910
		WESTFIELD FINL INC		COMMON STOCK			97,226
		WET SEAL INC		COMMON STOCK, CLASS A			94,514

CENTERPOINT ENERGY SAVINGS PLAN
EIN 74-0694415 PLAN 015
SCHEDULE H, LINE 4i
SCHEDULE OF ASSETS (HELD AT END OF YEAR)
December 31, 2006

(a)		(b) Identity of issue, borrower, lessor or similar		(c) Description of investment including maturity date, rate of		(e) Current value
		party		interest, collateral, par or maturity value
		W-H ENERGY SVCS INC		COMMON STOCK			103,710
		WMS INDS INC		COMMON STOCK			357,663
		XM SATELLITE RADIO HLDGS INC CL A		COMMON STOCK, CLASS A			244,205
		XTO ENERGY INC		COMMON STOCK			315,235
		YUM BRANDS INC		COMMON STOCK			188,160
		SUBTOTAL					489,559,342
		MUTUAL FUNDS
		ADVISORS INNER CIRCLE		LSV VALUE EQUITY FUND			72,748,848
		ISHARES		RUSSELL 1000 GROWTH INDEX FUND			1,083,500
		LOOMIS SAYLES		LOOMIS SAYLES FIXED INCOME FUND			33,528,105
		PIMCO		PIMCO TOTAL RETURN FUND			74,320,722
		TEMPLETON INVESTMENTS		TEMPLETON INSTITUTIONAL FOREIGN EQUITIES FUND			41,257,783
		VANGUARD		VANGUARD TARGET RETIREMENT FUND			2,141,376
		VANGUARD		VANGUARD TARGET RETIREMENT FUND 2005			4,196,234
		VANGUARD		VANGUARD TARGET RETIREMENT FUND 2015			14,655,033
		VANGUARD		VANGUARD TARGET RETIREMENT FUND 2025			21,238,420
		VANGUARD		VANGUARD TARGET RETIREMENT FUND 2035			25,896,625
		VANGUARD		VANGUARD TARGET RETIREMENT FUND 2045			11,490,770
		SUBTOTAL					302,557,416
		TOTAL PLAN INVESTMENTS AT FAIR VALUE				$	1,329,579,251
		PARTICIPANT LOANS
		CENTERPOINT ENERGY SAVINGS PLAN		PARTICIPANT LOANS, INTEREST RATE 4.0% - 10.5%		$	34,161,360

HISTORICAL COST INFORMATION COLUMN (D) IS NOT PRESENTED SINCE THE INVESTMENTS DISPLAYED ARE PARTICIPANT DIRECTED.

SIGNATURE

The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the Plan) have duly caused this annual report to be signed on its behalf by the undersigned thereunto duly authorized.

June 27, 2007

EXHIBIT INDEX

Exhibit No.		Description
23		Consent of McConnell & Jones LLP