UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: June 30, 2002 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager: Name: United Fire & Casualty Company Address: 118 Second Ave., S.E. Cedar Rapids, IA 52407 Form 13F File Number: 28-6427 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of the Reporting Manager: Name: Dianne M. Lyons Title: Controller Phone: 319-399-5723 Signature, Place and Date of Signing: /s/ Dianne M. Lyons Cedar Rapids IA 08-14-02 Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 90 Form 13F Information Table Value Total: $ 117,009 (in thousands) List of Other Included Managers: NONE FORM 13F INFORMATION TABLE TITLE VALUE SHARES/ SH/ PUT/ INVSTMNT OTHER VOTING AUTHORITY NAME OF ISSUER OF CLASS CUSIP (x $1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE =================================================================================================================================== AOL Time Warner Inc Common 00184a-10-5 215 14,600 Defined 14,600 Abbott Laboratories Common 002824-10-0 5,648 150,000 Sole 150,000 Alderwoods Group Inc Common 014383-10-3 291 38,421 Sole 38,421 Alliant Energy Corporation Common 018802-10-8 2,113 82,200 Sole 82,200 ALLTEL Corporation Common 020039-10-3 588 12,518 Sole 12,518 American Express Co Common 025816-10-9 297 8,175 Defined 8,175 American Strategic Inc Port II Common 030099-10-5 345 25,420 Sole 25,420 Anheuser-Busch Companies Inc Common Common 035229-10-3 200 4,000 Sole 4,000 Applied Materials Inc Common 038222-10-5 291 15,300 Defined 15,300 Automatic Data Processing Common 053015-10-3 222 5,100 Defined 5,100 BCE Inc Common 05534B-10-9 282 16,200 Sole 16,200 BRE Properties Inc Common 05564E-10-6 560 18,000 Sole 18,000 Bank of America Corporation Common 060505-10-4 4,222 60,000 Sole 60,000 Bank One Corporation Common 06423A-10-3 1,683 43,740 Sole 43,740 Bell South Corporation Common 079860-10-2 504 16,000 Sole 16,000 Bemis Company Inc Common 081437-10-5 413 8,700 Sole 8,700 Boeing Company Common 097023-10-5 1,575 35,000 Sole 35,000 Burlington Northern Santa Fe Common 12189T-10-4 485 16,158 Sole 16,158 Burlington Resources Inc Common 122014-10-3 265 6,972 Sole 6,972 CVS Corp Delaware Common 126650-10-0 216 7,050 Defined 7,050 Cincinnati Financial Corp Common 172062-10-1 13,517 290,500 Sole 290,500 Citigroup Inc Common 172967-10-1 229 5,916 Defined 5,916 Corrections Corp of America Common 22025Y-40-7 15 894 Sole 894 Cummins Inc Common 231021-10-6 647 19,545 Sole 19,545 Dean Foods Company Common 242370-10-4 1,200 32,174 Sole 32,174 Devon Energy Corp Bonds 25179M-AA-1 199 200,000 Sole 200,000 Dow Chemical Company Common 260543-10-3 2,063 60,000 Sole 60,000 Duke Energy Corporation Common 264399-10-6 2,488 80,000 Sole 80,000 Emerson Electric Co Common 291011-10-4 337 6,300 Sole 6,300 Equity Residential Properties Trust Series G Convertible Preferred 29476L-85-9 251 10,000 Sole 10,000 Exxon Mobil Corporation Common 30231G-10-2 1,637 40,000 Sole 40,000 Exxon Mobil Corp Common 30231G-10-2 232 5,675 Defined 5,675 Fannie Mae Common 313586-10-9 247 3,350 Defined 3,350 Federal Signal Corporation Common 313855-10-8 1,797 74,864 Sole 74,864 Fidelity National Information Solutions, Inc. Common 31620P-10-9 477 19,890 Sole 19,890 Ford Motor Company Common 345370-86-0 480 30,000 Sole 30,000 Arthur J Gallagher & Co Common 363576-10-9 358 10,321 Sole 10,321 General Electric Company Common 369604-10-3 5,810 200,000 Sole 200,000 General Elec Co Common 369604-10-3 216 7,450 Defined 7,450 H J Heinz Company Common 423074-10-3 1,850 45,000 Sole 45,000 Hewlett Packard Co Common 428236-10-3 219 14,349 Defined 14,349 Honeywell International Inc Common 438516-10-6 881 25,000 Sole 25,000 Honeywell International Inc Common 438516-10-6 204 5,793 Defined 5,793 Intel Corporation Common 458140-10-0 183 10,000 Sole 10,000 Intel Corp Common 458140-10-0 195 10,650 Defined 10,650 J P Morgan Chase & Co Common 46625h-10-0 232 6,850 Defined 6,850 Johnson & Johnson Common 478160-10-4 308 5,900 Defined 5,900 Kerr-McGee Corp Bonds 492386-AP-2 221 200,000 Sole 200,000 King Pharmaceutical Common 495582-10-8 243 10,900 Defined 10,900 Lucent Technologies Common 549463-10-7 5 2,900 Defined 2,900 Merrill Lynch & Co Inc Common 590188-10-8 238 5,875 Defined 5,875 Motorola Inc Common 620076-10-9 875 60,000 Sole 60,000 Newell Rubbermaid Inc Common 651229-10-6 553 15,766 Sole 15,766 Nicor Inc Common 654086-10-7 915 20,000 Sole 20,000 Nortel Networks Corporation Common 656568-10-2 37 25,440 Sole 25,440 Ohio Casualty Corporation Common 677240-10-3 209 10,000 Sole 10,000 Old Republic International Cor Common 680223-10-4 2,935 93,168 Sole 93,168 Penford Corporation Common 707051-10-8 362 20,000 Sole 20,000 Penwest Pharmaceuticals Co. Common 709754-10-5 585 30,000 Sole 30,000 PepsiCo Inc Common 713448-10-8 482 10,000 Sole 10,000 Pfizer Common 717081-10-3 205 5,850 Defined 5,850 Pioneer-Standard Electronics Common 723877-10-6 2,905 279,571 Sole 279,571 Procter & Gamble Company Common 742718-10-9 2,500 28,000 Sole 28,000 Progress Energy Inc Common 743263-10-5 995 19,131 Sole 19,131 Progress Energy Inc Contingent Valuation Obligation Common 743263-AA-3 4 15,000 Sole 15,000 QCR Holdings Inc Common 74727A-10-4 673 45,454 Sole 45,454 Royal Bank of Scotland Group Series C Preferred 780097-40-8 25 1,000 Sole 1,000 SBC Communications Inc Common 78387G-10-3 2,408 78,960 Sole 78,960 SBC Communications Inc Common 78387g-10-3 242 7,950 Defined 7,950 SAFECO Corporation Common 786429-10-0 1,438 46,550 Sole 46,550 Safeway Inc Common 786514-20-8 150 5,125 Defined 5,125 St Paul Companies Inc Common 792860-10-8 847 21,774 Sole 21,774 Schering Plough Corp Common 806605-10-1 162 6,600 Defined 6,600 Shopko Stores Inc Common 824911-10-1 404 20,000 Sole 20,000 Smucker J M Co Common 832696-40-5 19 560 Sole 560 TXU Corporation Common 873168-10-8 1,547 30,000 Sole 30,000 Tellabs Inc Common 879664-10-0 132 21,300 Defined 21,300 Texas Instruments Common 882508-10-4 223 9,400 Defined 9,400 TPG NV Common 892339-10-2 91 4,034 Sole 4,034 U S Bancorp Common 902973-30-4 19,717 844,416 Sole 844,416 US Bancorp Common 902973-30-4 267 11,450 Defined 11,450 Vectren Corporation Common 92240G-10-1 669 26,658 Sole 26,658 Verizon Communications Inc Common 92343V-10-4 1,471 36,648 Sole 36,648 Wachovia Corporation Common 929903-10-2 1,146 30,008 Sole 30,008 Wells Fargo & Company Common 949746-10-1 5,866 117,176 Sole 117,176 Wintrust Financial Corporation Common 97650W-10-8 7,969 230,523 Sole 230,523 Wyeth Corp Common 983024-10-0 251 4,900 Defined 4,900 Xcel Energy, Inc. Common 98389B-10-0 335 20,000 Sole 20,000 Agere Systems CL A Common 00845v-10-0 - 31 Defined 31 Agere Systems CL B Common 00845v-20-9 1 767 Defined 767 ------------------------------------------------------------------------------------------------------------------------------------ Report Summary 90 Data Records $ 117,009 0 other managers on whose behalf report is filed