UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ------------ FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2004 AMERCO (Exact Name of Registrant as Specified in Charter) Nevada 1-11255 88-0106815 ------------------------------- ----------- ------------------ (State or Other Jurisdiction of Commission IRS Employer Incorporation) File Number Identification No. 1325 Airmotive Way, Ste. 100, Reno, Nevada 89502-3239 (Address of Principal Executive Offices)(Zip Code) (775) 688-6300 ------------------ (Registrant's telephone number, including area code) Not applicable ---------------------- (Former Name or Former Address, if Changed Since Last Report) ITEM 5. OTHER EVENTS AND REQUIRED FD DISCLOSURE. The Board of Directors of AMERCO has approved the AMERCO Code of Ethics. The Code of Ethics is attached as Exhibit 14 of this filing. ITEM 7. Financial Statements, Pro Forma Financial Information and Exhibits. 14 AMERCO Code of Ethics SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: May 4, 2004 AMERCO /s/ Gary V. Klinefelter ---------------------------------------- Gary V. Klinefelter, Secretary EXHIBIT INDEX Exhibit No. Description ----------- ----------- 14 AMERCO Code of Ethics