SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) February 3, 2004
PENN-AMERICA GROUP, INC.
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(Exact name of registration as specified in this charter)
Pennsylvania 0-22316 23-2731409
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(State or other jurisdiction of (Commission File (I.R.S. Employer
incorporation or organization) Number) Identification No.)
420 S. York Road, Hatboro, Pennsylvania 19040
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (215) 443-3600
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Items 1-6 and 8. None
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits
(c) Exhibits
99.1 Presentation materials and text of remarks delivered by Jon Saltzman and
Joe Morris at Emerald Groundhog Day Investment Forum on February 3, 2004.
Item 9. Regulation FD Disclosure
On February 3, 2004, Jon Saltzman, President and CEO and Joseph Morris, Sr. Vice
President, CFO and Treasurer of Penn-America Group, Inc. (the "Company")
presented at the Eleventh Annual Emerald Groundhog Day Investment Forum. The
materials presented including the text of the presentation are attached hereto
as an exhibit.
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.
PENN-AMERICA GROUP, INC.
Date: February 3, 2004
BY: /s/ Garland P. Pezzuolo
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Garland P. Pezzuolo
(Vice President, Secretary
and General Counsel)