Stability is great, but low-volatility stocks may struggle to deliver market-beating returns over time as they sometimes underperform during bull markets.
Finding the right balance between safety and returns isn’t easy, which is why StockStory is here to help. That said, here is one low-volatility stock providing safe-and-steady growth and two stuck in limbo.
Two bank stocks to sell:
Trustmark (TRMK)
Rolling One-Year Beta: 0.24
Tracing its roots back to 1889 in Mississippi, Trustmark (NASDAQ: TRMK) is a financial services organization providing banking, wealth management, insurance, and mortgage services across five southeastern states.
Why Does TRMK Fall Short?
- Muted 8.6% annual net interest income growth over the last five years shows its demand lagged behind its banking peers
- Earnings growth underperformed the sector average over the last five years as its EPS grew by just 3.9% annually
- ROE of 7.1% reflects management’s challenges in identifying attractive investment opportunities
At $46.34 per share, Trustmark trades at 1.2x forward P/B. Check out our free in-depth research report to learn more about why TRMK doesn’t pass our bar.
Republic Bancorp (RBCAA)
Rolling One-Year Beta: 0.11
With roots dating back to 1974 and operating across multiple states including Kentucky, Indiana, Florida, Ohio, and Tennessee, Republic Bancorp (NASDAQGS:RBCA.A) is a Kentucky-based financial holding company that operates a bank offering traditional banking, mortgage services, and specialized financial products.
Why Are We Cautious About RBCAA?
- Annual net interest income growth of 5.9% over the last five years was below our standards for the banking sector
- Demand will likely be soft over the next 12 months as Wall Street’s estimates imply tepid growth of 4.9%
- Estimated tangible book value per share growth of 7.8% for the next 12 months implies profitability will slow from its two-year trend
Republic Bancorp is trading at $92.59 per share, or 1.5x forward P/B. If you’re considering RBCAA for your portfolio, see our FREE research report to learn more.
One bank stock to watch:
FirstSun Capital Bancorp (FSUN)
Rolling One-Year Beta: 0.31
Tracing its roots back to 1892 when it first opened its doors in Kansas, FirstSun Capital Bancorp (NASDAQ: FSUN) operates Sunflower Bank, providing commercial and consumer banking services to businesses and individuals across the Southwest region.
Why Does FSUN Stand Out?
- Annual net interest income growth of 21.7% over the last five years was superb and indicates its market share increased during this cycle
- Demand for the next 12 months is expected to accelerate above its five-year trend as Wall Street forecasts robust net interest income growth of 48%
- Efficiency ratio improvement of 12 percentage points over the last five years demonstrates its ability to scale effectively
FirstSun Capital Bancorp’s stock price of $39.51 implies a valuation ratio of 0.9x forward P/B. Is now the time to initiate a position? See for yourself in our full research report, it’s free.
Stocks we like even more
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Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,460% between June 2020 and June 2025) as well as under-the-radar businesses like the once-micro-cap company Kadant (+214% between June 2020 and June 2025). Find your next big winner with StockStory today.
