Elmer Bancorp, Inc. Announces Special Cash Dividend

ELMER BANCORP, INC. (“Elmer Bancorp” or the “Company”) (OTCID: ELMA), parent company of The First National Bank of Elmer (the “Bank”), announced that the Board of Directors declared a special cash dividend on February 2, 2026 in the amount of $0.20 per common share, payable on March 2, 2026 to shareholders of record as of the close of business on February 16, 2026.

Brian W. Jones, President and CEO of the Company stated, “I am pleased to announce that the Board of Directors has elected to continue the special one-time dividend this year. This dividend is being paid based on our outstanding performance of 2025. We feel that it is appropriate to reward our shareholders and wish to thank them as well as our customers and dedicated employees for another great year.”

The First National Bank of Elmer, a nationally chartered bank headquartered in Elmer, New Jersey, has a long history of serving the community since its beginnings in 1903. We are a community bank focused on providing deposit and loan products to retail customers and to small and mid-sized businesses from our six full-service branch offices located in Cumberland, Gloucester and Salem Counties, New Jersey, including our main office located at 10 South Main Street in Elmer, New Jersey. In addition to our branch offices, the bank also operates a loan production office (“LPO”) located in Marlton, NJ to service our clients in Burlington County. Deposits at The First National Bank of Elmer are insured up to the legal maximum amount by the Federal Deposit Insurance Corporation (FDIC).

Contacts

Cynthia L. Volk

Executive Vice President

Chief Financial Officer

856-358-7000

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