Valparaiso, IN - January 28, 2026 - Patten Financial Group, a wealth management firm based in Northwest Indiana, is addressing the growing complexity of retirement planning through its Retirement Income Plan, a structured strategy designed to help clients prepare for long-term income needs and interconnected financial decisions.

Retirement planning often involves complex decisions related to income sustainability, portfolio management, healthcare costs, tax implications, and Social Security timing. Patten Financial Group’s Retirement Income plan is designed to organize these considerations into a coordinated planning framework, allowing clients to evaluate how financial decisions may interact over the course of retirement.

“We recognize that retirement is a long-term financial phase with evolving needs,” said Aaron Patten, President of Patten Financial Group. “Our Retirement Income Plan helps clients explore how different financial elements interact over time and offers a framework for organizing those decisions to support long-term preparedness.”

Core Features of the Retirement Income Plan

The Retirement Income Plan focuses on a series of interconnected planning components that are assessed as part of a comprehensive strategy, including:

• Personalized Financial Consultations: A thorough review of goals, income expectations, risk tolerance, and current financial circumstances to establish a planning foundation.

• Income Sustainability Analysis: Assessment of projected income needs and retirement income sources to better understand potential financial requirements at different stages.

• Investment Planning and Portfolio Alignment: Portfolio evaluation and periodic reviews designed to align investment strategies with long-term objectives while considering risk tolerance.

• Social Security Strategy: Discussion of potential timing and benefit optimization approaches to help clients understand how Social Security may integrate into overall income needs.

• Healthcare Planning: Consideration of Medicare, supplemental coverage, long-term care planning, and healthcare costs that may influence retirement cash flow.

• Tax Efficiency: Review of potential tax implications across income streams and asset withdrawals, with strategies tailored to evolving personal and regulatory situations.

Ongoing Engagement Beyond the Initial Plan

The Retirement Income Plan is designed to support clients well beyond the initial planning phase. Patten Financial Group does regular check-ins and ongoing communication to help clients reassess assumptions, respond to life events, and stay informed about the changes that may affect their retirement outlook. This continued engagement allows the planning process to remain responsive, supporting clients as priorities shift and new considerations emerge throughout the retirement.

In addition, Patten has developed an educational resource titled A Guide to Retirement Income Planning: Strategies for a Sustainable Income. Organized into seven chapters, the guide emphasizes coordinating income sources and adjusting strategies as personal circumstances and external conditions evolve, helping individuals better understand the framework behind long-term retirement income planning decisions.

To learn more about Patten Financial Group or to book a consultation, please visit https://www.pattenfinancial.com/.

About Patten Financial Group

Patten Financial Group is a wealth management firm serving clients throughout Northwest Indiana and the Greater Chicagoland area. Led by Aaron Patten, a licensed Investment Advisor Representative with over a decade of industry experience, the firm offers financial planning, retirement planning, tax planning, investment planning, estate planning, insurance planning, Medicare planning, Social Security planning, and business planning services.

Disclaimer: Investment advisory services offered through Redhawk Wealth Advisors, Inc., an SEC Registered Investment Advisor. SEC Registration does not imply any level of skill or understanding. Redhawk Wealth Advisors and Patten Financial Group are unaffiliated and separate legal entities.

Media Contact
Company Name: Patten Financial Group
Contact Person: Aaron Patten, President
Email: Send Email
Phone: (219) 312-4128
Country: United States
Website: https://www.pattenfinancial.com/