Stonegate Capital Partners Updates Coverage on OppFi, Inc. (OPFI) 4Q25

By: Newsfile
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Dallas, Texas--(Newsfile Corp. - March 12, 2026) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OppFi exited FY25 with strong momentum, delivering record revenue of $597.1M, adj net income of $139.8M, and adj EPS of $1.59, up 13.5%, 69.1%, and $0.64 y/y, respectively, while GAAP net income rose 74.4% to $146.2M. Results were driven by Model 6, broader use of risk-based pricing, and solid operating discipline, which improved unit economics and margin conversion. Management also returned capital, repurchasing $15.5M of shares at an average price of $10.04, with $20.9M remaining under authorization. Overall, FY25 marked a meaningful step forward in profitability, underwriting, and capital return capacity.

To view the full announcement, including downloadable images, bios, and more, click here.

Key Takeaways:

  • FY25 was a breakout year. Record revenue, earnings, and margin expansion highlighted stronger scale, pricing discipline, and operating efficiency.
  • Capital flexibility improved meaningfully. Strong free cash flow, ample liquidity, lower funding costs, and buybacks strengthened financial flexibility.
  • FY26 guidance supports continued momentum. Management expects solid growth, while recent credit pressure appears temporary rather than structural.

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About Stonegate

Stonegate Capital Partners is a leading capital markets advisory firm providing investor relations, equity research, and institutional investor outreach services for public companies. Our affiliate, Stonegate Capital Markets (member FINRA) provides a full spectrum of investment banking, equity research and capital raising for public and private companies.

Contacts:

Stonegate Capital Partners
(214) 987-4121
info@stonegateinc.com

Source: Stonegate, Inc.

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/288257

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